BBN Labs — Better Business Network

Small business grants & funding, kept honest

This page tracks 290 verified funding programs that may help pay for business projects: grants, rebates, training money, wage subsidies and financing, from federal to city level. Every program shows what kind of help it is, its current status, what's excluded, the official source, and the date we last checked it. Programs change and budgets run out, so check the date on each program.

290
verified programs
234
open right now
13
provinces & territories
88
city & municipal programs
Updated weekly
with official sources
Verified
as recently as October 18, 2026

All 290 programs shown.

Federal & regional

Canada-wide and regionally-delivered programs

Canada-wide programs plus federally-funded regional agencies; each card names its region.

Funding may be fully allocatedLoan

Targeted Manufacturing Initiative for Northern Ontario – Productivity Improvements

Up to 33% of costs

This Federal Economic Development Agency for Northern Ontario program helps established manufacturers in Northern Ontario invest in productivity.

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Open, apply anytimeLoan

Access to Capital

From $150,000

Access to Capital provides repayable financing through Community Futures Ontario. It helps small businesses and social enterprises that need money to…

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Funding may be fully allocatedLoan

Business Scale-up and Productivity (BSP) Stream

Up to $500,000

The Business Scale-up and Productivity Stream helps established Northern Ontario businesses modernize and expand.

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Accepting applicationsLoan

Regional Artificial Intelligence Initiative (RAII) for Northern Ontario

Up to 50% of costs

This Federal Economic Development Agency for Northern Ontario program helps for-profit and not-for-profit organizations build or adopt AI.

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Open, apply anytimeGrant

Student Work Placement Program

Up to $5,000

A federal wage subsidy for employers who hire post-secondary students through the Student Work Placement Program (SWPP).

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Availability variesGrant

Northern Indigenous Economic Opportunities Program (NIEOP): Entrepreneurship and Business Development

This NIEOP stream provides project-based contributions to help Indigenous entrepreneurs in the territories launch or expand their operations.

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Open, apply anytimeLoan

BDC: Business Purchase or Transfer Loan

A BDC loan to help you buy an existing Canadian business. It can fund buying a competitor or supplier, a management or employee buyout, taking over a…

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Availability variesGrant

Aboriginal Entrepreneurship Program: Access to Capital

Up to $99,999

Non-repayable equity funding to start, expand, or buy a business. This federal program supports Indigenous entrepreneurs through local partners who…

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Open, apply anytimeTax credit

Apprenticeship Job Creation Tax Credit

Up to $2,000

A federal non-refundable tax credit for employers who hire apprentices in Red Seal trades. It is worth 10% of eligible apprentice wages, up to $2,000…

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Availability variesLoan

BDC Financing: Newcomer Entrepreneur Loan

Up to $50,000

Designed for new immigrants, this BDC loan helps you build your business and establish credit in Canada, even if you lack a strong local credit…

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Availability variesLoan

ACOA Business Development Program: Commercial Component

Up to 50% of costs

Interest-free repayable contributions from the Atlantic Canada Opportunities Agency (ACOA) to start, modernize, or expand a business.

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Closed, monitoring for reopeningGrant

Enabling Accessibility Fund: Small projects

Up to $125,000

This federal grant helps organizations remove barriers and create inclusive spaces for people with disabilities.

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Availability variesFunding

PrairiesCan: Entrepreneurs with Disabilities

This federal initiative helps entrepreneurs with disabilities in the Prairie provinces build stronger businesses through expert counseling, training,…

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Availability variesLoan

Community Futures Network of Canada

Community Futures has 267 non-profit offices across Canada. They provide small business loans, training and local support to entrepreneurs in rural…

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Availability variesLoan

ACOA Regional Economic Growth through Innovation: Business Scale-up and Productivity

ACOA provides interest-free repayable contributions to help Atlantic Canadian businesses expand operations and adopt new technology.

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Availability variesLoan

CED Business Scale-up and Productivity (REGI for SMEs)

Up to 50% of costs

Interest-free repayable funding for Quebec SMEs with productivity and innovation projects. It covers up to half of your authorized costs to buy new…

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Open, apply anytimeLoan

BDC: Purchase Order Financing

Up to 90% of costs

A short-term BDC loan that helps Canadian businesses pay suppliers and production costs so they can fill a confirmed customer order when cash flow is…

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Availability variesLoan

BDC Financing: Inclusive Entrepreneurship Loan

Up to $350,000

A BDC loan for businesses owned and led by women, Indigenous or Black entrepreneurs. Use it for equipment, technology or growth projects, at…

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Availability variesLoan

BDC Financing: Certified Green Building Loan

Up to 100% of costs

A BDC loan to buy, build or renovate a business property that you plan to get green certified, for example LEED or Zero Carbon.

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Closed, monitoring for reopeningLoan

CED: Tourism Growth Program in Quebec (QEDP)

$60,000–$250,000

This federal program helps Quebec SMEs and Indigenous businesses create new tourism products that attract visitors from outside the province or…

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Closed, monitoring for reopeningLoan

Tourism Growth Program in southern Ontario

Up to $250,000

This federal program supported southern Ontario tourism businesses with repayable contributions to build new local experiences.

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Availability variesLoan

BDC Financing: Indigenous Entrepreneur Loan

Up to $350,000

A loan from BDC, Canada's federal Crown corporation bank, for Indigenous entrepreneurs who want to grow or modernize their business.

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Closed, monitoring for reopeningGrant

Canada Summer Jobs Program

Up to 100% of costs

Canada Summer Jobs (CSJ) is a federal wage subsidy under the Youth Employment and Skills Strategy (YESS).

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Open, apply anytimeLoan

Canada Small Business Financing Program

Up to $1,150,000

This program makes it easier to get a business loan by having the government share the lending risk with your bank or credit union.

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Availability variesLoan

BDC Financing: Small Business Loan

Up to $350,000

An online loan of up to $350,000 from BDC, Canada's federal Crown corporation bank. Use it for inventory, hiring and training, marketing, product…

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Availability variesLoan

BDC Financing: Commercial Real Estate Loan

This BDC commercial real estate loan helps established Canadian businesses acquire, expand, or renovate their premises.

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Availability variesLoan

BDC Financing: Start-up

Up to $150,000

A BDC loan of up to $150,000 for businesses that have operated at least 12 months. Use it to buy assets, pay start-up fees, buy a franchise, or pay…

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Availability variesLoan

BDC Financing: Working Capital Term Loan

A BDC term loan for inventory, supplier payments, hiring and other working capital needs. You can pay interest only for up to 24 months at the start.

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Availability variesLoan

BDC Financing: Equipment Purchase Loan

Up to 125% of costs

A BDC loan to buy new or used machinery, vehicles or technology for your business. BDC offers flexible loan terms, including interest-only periods…

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Availability variesLoan

Technology Equipment Loan (BDC)

A BDC loan for IT equipment, software, cybersecurity and digital infrastructure. You pay interest only for the first 24 months and can take up to 8…

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Availability variesLoan

Réseau des SADC et CAE: Loans

Up to $300,000

Local SADC and CAE offices across Quebec offer loans and practical business help to small businesses, youth entrepreneurs, and community projects.

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Availability variesLoan

Community Futures Saskatchewan: Business Loans, Advice and Training

Loans for business owners in rural Saskatchewan who want to start, expand or buy a business.

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Availability variesLoan

Community Futures Treaty Seven: Lending Services

Up to $25,000

Community Futures Treaty Seven offers accessible lending to help eligible members establish or expand their businesses when traditional banks say no.

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Availability variesLoan

Two Rivers General Business Loan

Up to $1,250,000

This financing program for Indigenous entrepreneurs combines loans with contributions for start-ups, expansions and acquisitions.

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Availability variesLoan

TACC First Citizens Fund (FCF) Loan

Up to $76,125

Government-backed loans for Aboriginal entrepreneurs in the Coast Salish Territory. You can choose the FCF Loan, which includes partial forgiveness,…

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Availability variesGrant

Aboriginal Business Financing Program (ABFP)

Up to 75% of costs

The Aboriginal Business Financing Program provides non-repayable contributions to Indigenous entrepreneurs and community-owned businesses in the…

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Availability variesFunding

Community Futures Manitoba: Entrepreneurs with Disabilities Program

Up to $750

Community Futures Manitoba offers free coaching and up to $750 for digital marketing or mentorship.

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Availability variesLoan

TACC Conventional Loan

Up to $76,125

Government-backed loans for Aboriginal entrepreneurs in the Coast Salish Territory. You can choose a conventional loan of up to $3,000,000 or the FCF…

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Availability variesGrant

TACC New Relationship Trust (NRT) Entrepreneur Equity Match Grant

Up to $7,500

This equity-matching initiative helps BC First Nation entrepreneurs establish, modernize, or expand their businesses.

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Availability variesGrant

TACC Business Equity Program

Up to $99,999

This program gives non-repayable support to start, grow, or modernize a viable business in the Coast Salish territory.

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Availability variesLoan

Community Futures British Columbia

Up to $1,000,000

Community Futures offices offer flexible loans to startups, existing businesses and non-profits in British Columbia.

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Availability variesGrant

First Peoples Economic Growth Fund: Business Contribution Fund

Up to $99,999

This non-repayable contribution program supports eligible First Nations businesses in Manitoba to launch, expand, or acquire a viable operation.

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Availability variesLoan

Black Entrepreneurship Program – Black Entrepreneurship Loan Fund

$25,000–$250,000

A federal loan program for Black business owners across Canada. Loans range from $25,000 to $250,000 for business development and growth.

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Availability variesLoan

Ulnooweg Women and Youth Business Loans

Up to $25,000

Ulnooweg's Women and Youth Lending offers Indigenous women and young entrepreneurs in the Atlantic provinces business loans of up to $25,000 at 8%…

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Availability variesLoan

Micro Lending Program

Up to $5,000

The Atlantic Indigenous Business Fund offers loans and non-repayable contributions to Indigenous entrepreneurs who want to start, expand, or buy a…

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Availability variesLoan

Community Futures Alberta: Financial Supports

Up to $150,000

Community Futures Alberta offers loans to entrepreneurs with businesses in rural Alberta. The loans use simple interest, and the official page says…

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Availability variesGrant

Community Futures Saskatchewan: Entrepreneurs with Disabilities Program

Up to $750

This program helps rural entrepreneurs with disabilities or health conditions grow their online presence.

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Availability variesGrant

Waubetek: Aboriginal Business Financing Program

Up to $99,999

Waubetek provides conditional contributions to help Indigenous entrepreneurs and First Nation communities in North-East Ontario establish, expand, or…

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Availability variesLoan

WeMB: WEOC Loans

Up to $50,000

A loan from the WEOC National Loan Fund, delivered by WeMB, for women-owned businesses in Manitoba that want to grow.

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Availability variesLoan

Young Entrepreneur Loan (Farm Credit Canada)

Up to $2,000,000

A Farm Credit Canada loan for young entrepreneurs who want to start or grow an agricultural or food-related business.

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Availability variesLoan

Tecumseh: Loan Program

The Tecumseh Community Development Corporation offers loans for start-up costs, expansion, or equipment purchases.

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Availability variesLoan

WeBC: WEOC National Loan Fund

Up to $50,000

A loan to start, grow or keep running your business. This national loan program is delivered in BC by WeBC for women and non-binary business owners.

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Availability variesLoan

Food and Beverage Industry Financing (FCC)

Farm Credit Canada offers loans to food and beverage businesses anywhere in Canada to build, expand, or equip their operations.

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Availability variesGrant

Northern Isolated Community Initiatives Fund

This funding stream under the Northern Isolated Community Initiatives Fund helps Northern agriculture and food businesses build a strong territorial…

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Availability variesGrant + loan

Waubetek: Indigenous Women’s Entrepreneur Micro-Loan

Up to $20,000

Waubetek offers loans, non-repayable contributions and mentorship to Indigenous women entrepreneurs in North-Eastern Ontario.

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Availability variesLoan

Women Entrepreneur Program (Farm Credit Canada)

Farm Credit Canada's Women Entrepreneur Program is for women in agriculture, agribusiness and food.

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Availability variesLoan

Waubetek: Indigenous Women Entrepreneur Loan Fund

Up to $50,000

Waubetek's loan fund lends up to $50,000 to Indigenous women entrepreneurs in North-Eastern Ontario who want to start or expand a business.

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Availability variesLoan

CBDC Innovation Loan

Up to $150,000

A loan for rural Atlantic Canadian businesses to pay for new technology, products, or services.

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Availability variesLoan

CBDC General Business Loan

Up to $150,000

A loan to grow or take over a business when standard bank financing is hard to get. You can use it for expansion or working capital, with competitive…

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Availability variesLoan

CBDC First-time Entrepreneur Loan

Up to $150,000

A loan of up to $150,000 for first-time entrepreneurs in rural Atlantic Canada. Local CBDCs also offer counselling and training with the loan.

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Availability variesLoan

CBDC Youth Loan

Up to $150,000

A loan for young entrepreneurs who want to start or grow a business in rural Atlantic Canada. You arrange the loan through your local CBDC.

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Availability variesLoan

Futurpreneur Canada Side Hustle

Up to $25,000

Launch or scale your side business while keeping your day job. You get access to capital, expert mentoring, and planning tools to build your venture…

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Availability variesLoan

CBDC Immigrant Loan program: Pilot Project

Up to $20,000

This CBDC pilot offers loans and advice to help temporary residents start or run a business.

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Availability variesLoan

CBDC Newcomer Loan Program

Up to $20,000

This program offers loans to newcomers in Newfoundland and Labrador who cannot get standard support because of their residency status.

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Availability variesLoan

CED: Targeted Support for Quebec's Economically Vulnerable RCMs (REGI)

Up to 75% of costs

This CED program under REGI helps SMEs in eight specific Quebec RCMs grow their businesses.

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Availability variesLoan

Waubetek: Business loans

Up to $500,000

Waubetek offers term loans and bridge loans to Aboriginal entrepreneurs who want to start, expand, or buy a business in North Eastern Ontario.

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Availability variesLoan

REGI: Business Scale-up and Productivity

Up to $500,000

FedNor's REGI program provides repayable contributions to help Northern Ontario SMEs adopt new technology, expand capacity, and improve productivity.

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Availability variesGrant

TACC New Relationship Trust (NRT) Community Equity Match Grant

Up to $25,000

This initiative helps BC First Nation businesses grow by matching your investment with a grant of up to $25,000.

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Availability variesGrant

E-tools for Exporting

Up to $15,000

This cost-share program helps PEI SMEs cover eligible expenses for export market development activities like SEO, paid advertising, and e-commerce…

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Availability variesGrant

Export Market Access Program (EMAP)

Up to $15,000

This cost-share program helps PEI small businesses expand into international markets by reimbursing eligible expenses for digital export activities…

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Closed, monitoring for reopeningGrant

Sustainable New Agri-Food Products & Productivity Program: New Products

Up to $15,000

This cost-share program helps northern Ontario agriculture and food producers invest in the equipment and materials needed for innovation,…

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Closed, monitoring for reopeningGrant

Sustainable New Agri-Food Products & Productivity Program: Productivity Enhancement

Up to $15,000

This cost-share program helps northern Ontario agriculture and food producers modernize their operations by reimbursing half the cost of eligible…

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Closed, monitoring for reopeningGrant

Sustainable New Agri-Food Products & Productivity Program: Clean Tech in Agri-Food

Up to $15,000

This cost-share program helps northern Ontario agri-food producers modernize operations by reimbursing half the cost of eligible equipment and…

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Provincial & utility

Province-wide programs and utility incentives

Open, apply anytimeGrant

Starter Company Plus

Up to $5,000

Starter Company Plus pairs a grant of up to $5,000 with hands-on training and one-on-one guidance from your local Small Business Enterprise Centre.

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Accepting applicationsTax credit

Regional Opportunities Investment Tax Credit

Up to $45,000

Corporations can claim a 10% refundable corporate income tax credit on eligible commercial or industrial building expenditures in designated Ontario…

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Accepting applicationsLoan

Forest Sector Investment and Innovation Program: Business projects

Up to 30% of costs

This Ontario program funds major innovation or productivity projects in the forest sector. You get a performance-based loan covering up to 30% of…

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Accepting applicationsGrant

Enhance Your Community Program

Up to $2,000,000

The Enhance Your Community Program helps municipalities, Indigenous communities, not-for-profits, and eligible social enterprises in Northern Ontario…

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Accepting applicationsGrant

INVEST North Program: Innovation Stream

Up to $500,000

This matching grant from the Northern Ontario Heritage Fund Corporation helps you cover technical labour, prototyping, and testing for new products…

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Accepting applicationsGrant

INVEST North Investment Program: Launch Stream

Up to $200,000

INVEST North helps you build your new Northern Ontario business by reimbursing up to half of your eligible project costs.

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Accepting applicationsGrant + loan

INVEST North Investment Program: Grow Stream

Up to $400,000

This competitive program supports product-based and B2B businesses in Northern Ontario with a contribution of up to 20% of eligible costs and an…

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Open, apply anytimeGrant

INVEST North Investment Program: Locate Stream

Up to $5,000,000

INVEST North helps non-retail businesses bring new economic value to Northern Ontario by funding major capital projects.

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Closed, monitoring for reopeningGrant

OMIF: Music Creation

Up to $200,000

OMIF Music Creation helps Ontario record labels and publishers invest in artist development and marketing.

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Open, apply anytimeGrant

Grassroots Growth Initiative

Up to $100,000

This Ontario matching grant helps you build community trust and youth leadership in the agri-food sector.

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Closed, monitoring for reopeningGrant

Global Market Development for Music Managers

Up to $10,000

This matching grant helps Ontario music management companies by paying back part of their eligible travel and market development expenses.

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Open, apply anytimeGrant

Step Forward Entrepreneurs Program

Up to $10,000

This matching grant pays back 50% of eligible costs for businesses with innovative products or services in Nipissing, Timiskaming, Parry Sound and…

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Accepting applicationsGrant

Digital Modernization and Adoption Plan

Up to $15,000

Ontario B2B product companies can get 50% back, up to $15,000, on a Digital Modernization and Adoption Plan built with an approved consultant: an…

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Closed, monitoring for reopeningGrant

Rural Ontario Development Program

Up to $10,000

This matching grant pays up to 35% of eligible costs, to a maximum of $10,000, for rural Ontario businesses.

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Closed, monitoring for reopeningGrant

Export Marketing Assistance Program

Up to $10,000

This program helps businesses in Northern Ontario pay for export marketing and training. It is a matching grant that covers up to 50% of eligible…

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Closed, monitoring for reopeningGrant

Customized Export Development & Training Program

Up to $21,000

This Ontario program helps Northern Ontario businesses grow their exports by covering up to 70% of eligible project costs for training, planning and…

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Open, apply anytimeGrant

Ontario: Achievement Incentive Program

Up to $17,000

An Ontario grant for employers and group sponsors who train apprentices. The province offers up to $17,000 to eligible employers when their…

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Accepting applicationsGrant

Retrofit Program

Up to 50% of costs

The Retrofit Program helps Ontario businesses lower operating costs by covering up to 50% of eligible energy-efficiency improvements like lighting,…

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Availability variesLoan

Youth Strategy

Up to $25,000

This loan program helps young Quebec entrepreneurs start or acquire a business with flexible repayment terms, including an interest holiday and a…

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Availability variesLoan

AWE: Loan Programs

Up to $150,000

Alberta Women Entrepreneurs offers flexible loans for women entrepreneurs who want to start or expand a business in Alberta.

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Availability variesLoan

WeMB: Loans

$5,000–$150,000

Loans for startup, expansion or working capital. WeMB offers several types of loans for women-owned businesses in Manitoba.

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Availability variesLoan

Micro-Loan Program

Up to $15,000

This provincial loan program offers working capital and equipment funding for new or expanding businesses on Prince Edward Island.

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Availability variesLoan

WESK: Financing

Up to $150,000

WESK lends money to women entrepreneurs in Saskatchewan to start or grow a business. You can borrow up to $150,000 from WESK, and an extra $50,000…

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Availability variesLoan

Entrepreneur Loan Program

Up to $100,000

Finance PEI offers loans of up to $100,000 to start, improve or expand a business in Prince Edward Island.

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Availability variesLoan

Community Futures Program Northwest Territories

Up to $200,000

Community Futures offices in the Northwest Territories offer loans, loan guarantees, wage subsidies and business counselling to help you start or…

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Availability variesGrant

Support for Entrepreneurs and Economic Development (SEED): Entrepreneur Support

Up to $25,000

This territorial program helps NWT entrepreneurs fund start-ups, expansion, and market development.

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Availability variesGrant

takeCHARGE Business Efficiency Program

Up to $100,000

TakeCHARGE helps commercial businesses in Newfoundland and Labrador reduce energy consumption through tailored efficiency projects.

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Availability variesLoan

Small Business Loan Guarantee Program

Up to $500,000

Access flexible term loans, working capital, or lines of credit to fund your start-up, purchase, or expansion.

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Funding may be fully allocatedGrant

Business energy rebates

Efficiency Nova Scotia offers small businesses rebates on energy-efficient improvements. You can also pay for eligible improvements interest-free…

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Closed, monitoring for reopeningGrant

Tourism Product Diversification and Marketing Program

Up to $20,000

This territorial program shares the cost of specific capital, marketing and consulting projects for NWT tourism operators and communities.

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Availability variesLoan

Afro-Entrepreneurs Fund

$50,000–$500,000

A loan program for Black entrepreneurs in Quebec who want to grow a manufacturing, retail, or service business.

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Availability variesLoan

MicroEntreprendre

$2,000–$20,000

Access up to $20,000 in microcredit and hands-on support through a network of 20 Quebec organizations designed for entrepreneurs who cannot access…

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Availability variesGrant

Commercial Buildings Retrofit Program

Up to $1,250,000

This program helps New Brunswick business owners cut energy bills and improve facilities by reimbursing costs for audits and retrofits.

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Availability variesLoan

Yukon Venture Loan Guarantee Program

Up to $100,000

This program helps Yukon startups and growing businesses access venture loans from participating financial institutions by reducing lender risk…

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Availability variesLoan

Fonds locaux d'investissement (FLI)

Up to $150,000

Your local MRC (regional county municipality) offers government-backed loans or loan guarantees for startup, expansion, transformation, or succession…

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Availability variesGrant + loan

Clarence Campeau Development Fund

Up to $10,000

Access a mix of grants, cost-share funding, and interest-free loans designed to help Métis entrepreneurs in Saskatchewan plan, train, and grow their…

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Closed, monitoring for reopeningGrant

Tourism Cooperative Marketing Fund

This Yukon grant helps tourism businesses and organizations work together on marketing that attracts visitors and gains international exposure.

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Availability variesGrant + loan

Métis-Dene Development Fund

Métis and Dene entrepreneurs in the Northwest Territories can get loans and equity contributions for equipment, expansion, or working capital.

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Open, apply anytimeTax credit

British Columbia: Training Tax Credit for Employers

Up to $4,000

This is a refundable provincial income tax credit for British Columbia employers who employ apprentices enrolled in eligible SkilledTradesBC programs.

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Availability variesLoan

Rise: Small Business Lending

$500–$10,000

Rise offers flexible micro-loans to help you build your business when traditional financing is out of reach.

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Availability variesLoan

Baffin Business Development: Financial Assistance

The Baffin Business Development Corporation (BBDC) lends money for commercially viable projects.

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Availability variesGrant

Support for Entrepreneurs and Economic Development (SEED): Sector Support Capital Expansion Incentive

Up to $30,000

This territorial program helps NWT businesses lower the cost of borrowing for major equipment or facility improvements.

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Availability variesLoan

WeBC: Business Loans for Women

Up to $150,000

WeBC lends money to women who want to start, buy, or expand a market-ready business in British Columbia. The loans come with free advisory services.

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Availability variesLoan

Prosper NWT: Term Loans

Up to $5,000,000

Prosper NWT offers term loans to Northwest Territories businesses to expand, buy assets, or start new projects.

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Availability variesGrant

Efficient Solutions Program

Up to $60,000

Hydro-Québec gives financial support to commercial, institutional and industrial organizations that improve HVAC, lighting and other systems to save…

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Availability variesGrant

Support for Entrepreneurs and Economic Development (SEED): Strategic Investments

Up to $75,000

This program helps Northwest Territories businesses make large investments that create local jobs and business activity.

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Availability variesLoan

SMEDCO Loan Programs

SMEDCO offers flexible financing packages to help Métis entrepreneurs in Saskatchewan start a new business, expand an existing one, or buy a business.

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Availability variesFunding

Métis Assistance Program (MAP)

SMEDCO (SaskMétis Economic Development Corporation) helps Métis entrepreneurs in Saskatchewan start, expand, or buy a business, with advice and…

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Availability variesGrant

Aboriginal Business Financing Program - Private Project

Up to $99,999

Non-repayable funding to start, buy, or expand an Indigenous-owned business in Quebec. This program helps pay for costs like preliminary studies,…

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Open, apply anytimeTax credit

Manitoba: Paid Work Experience Tax Credits

Up to $5,000

A family of fully refundable provincial tax credits for employers in Manitoba who hire co-op students, co-op graduates, high school vocational…

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Availability variesTax credit

Green Energy Equipment Tax Credit

This provincial tax credit helps Manitoba businesses and property owners offset the cost of installing eligible green energy systems.

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Availability variesGrant

Aboriginal Business Financing Program: Community project

Up to $99,999

Non-repayable funding to start, buy, or grow a business in Quebec. This grant helps pay for preliminary studies, fixed assets, marketing, and…

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Availability variesLoan

WeBC: Business Loans for Youth

Up to $70,000

WeBC and Futurpreneur Canada together offer unsecured loans to young women entrepreneurs in BC who want to start, buy, or grow a business.

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Availability variesLoan

First Peoples Economic Growth Fund: Entrepreneur Loan Program

Up to $200,000

This program offers subordinated, interest-free loans to Manitoba First Nation entrepreneurs who want to start, expand, or acquire a business.

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Closed, monitoring for reopeningGrant

Digital Main Street – Digital Transformation Grant Program

$2,500

This program offers a $2,500 grant to help Ontario small businesses build websites, adopt productivity software, or launch digital marketing…

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Availability variesLoan

Futurpreneur Canada Indigenous Startup Program (IESP)

Up to $75,000

This program provides up to $75,000 in loan financing and up to two years of dedicated mentorship for young Indigenous founders.

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Availability variesLoan

SOCCA: Term loan for Indigenous businesses

Up to 70% of costs

SOCCA offers term loans at competitive rates for buildings, land, equipment and inventory. The loans are for eligible Indigenous entrepreneurs in…

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Availability variesGrant

Strategic Improvement Assistance

Up to $20,000

This provincial grant helps Prince Edward Island businesses in strategic sectors pay for outside expertise in operational efficiency, planning, or…

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Availability variesLoan

Evol: Conventional loan

$20,000–$450,000

Evol offers conventional loans for expansion, acquisition or succession projects to businesses with social or environmental goals.

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Availability variesLoan

Evol: Conventional start-up loan

$20,000–$100,000

Evol lends to green and social-impact start-ups. This loan supports early-stage businesses aligned with UN Sustainable Development Goals and can pay…

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Availability variesGrant

Economic Development Fund: Tier 1

Up to $30,000

This territorial program helps Yukon businesses and communities build long-term economic strength.

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Availability variesGrant

Small Business Recovery Consulting Rebate

Up to $30,000

This rebate pays back up to 85% of eligible consulting costs for small and medium-sized businesses in central and northern British Columbia that are…

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Availability variesGrant

Competitiveness Consulting Rebate

Up to $30,000

This rebate helps Northern and Central BC businesses recover costs for external consulting that drives growth, efficiency, and job creation.

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Closed, monitoring for reopeningGrant

Tourism Digital Assistance Program

Up to $5,000

This program helps Nova Scotia tourism businesses improve their websites and digital marketing.

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Availability variesGrant

ÉcoPerformance: Simplified Implementation

This Quebec government program provides financial aid for energy efficiency, conversion, and greenhouse gas reduction projects.

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Availability variesGrant + loan

LRCC: Metis Women Entrepreneurship Program

Up to $40,000

This program helps Red River Métis women-owned businesses in Manitoba start or expand by providing up to $40,000 in mixed financing.

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Availability variesGrant + loan

LRCC: Business Grant & Loan Program

Up to $99,999

Louis Riel Capital Corporation (LRCC) offers a mix of non-repayable grants and loans to help Red River Métis entrepreneurs start, expand, or buy a…

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Closed, monitoring for reopeningGrant

Accessible Taxi and Busing Program

Up to $25,000

This provincial grant helps licensed operators in Newfoundland and Labrador buy or retrofit vehicles that serve persons with mobility devices.

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Availability variesLoan

WeMB: WeGreen Loans

$5,000–$150,000

Invest in sustainable assets like solar panels or energy-efficient equipment with a dedicated loan for women-led businesses in Manitoba, backed by…

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Availability variesLoan

WeMB: WeWork Loans

$5,000–$25,000

Short-term loans for working capital or expansion. WeMB offers these loans to women-owned businesses in Manitoba.

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Availability variesLoan

WeMB: WeMicro Loans

$5,000–$25,000

WeMB offers short-term loans for women-owned businesses in Manitoba to cover costs like inventory, payroll or equipment.

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Availability variesLoan

CDEM Investment Fund

The CDEM Investment Fund offers risk capital to Manitoba businesses owned by Francophones. You can use it to start a new business or expand an…

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Open, apply anytimeGrant

Newfoundland and Labrador: Apprenticeship Wage Subsidy (AWS)

Up to $14

The Newfoundland and Labrador Apprenticeship Wage Subsidy (AWS) pays employers 75% of an apprentice's hourly wage, up to $14 an hour, when they hire…

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Availability variesGrant

Small Business Assistance

Up to $2,500

This Innovation PEI grant helps PEI micro-businesses pay for expert help with plans, such as business or marketing plans.

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Availability variesGrant

Capital Acquisition Support

Up to $25,000

This program gives non-repayable funding for technology, equipment, and infrastructure improvements.

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Availability variesGrant

Employment Incentives Program

This program helps you hire and train a worker returning from injury by covering part of their wages through a forgivable loan.

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Availability variesGrant

Roulez Vert: Rebate for charging station at work

This Quebec government subsidy helps businesses pay for buying and installing electric vehicle charging stations at the workplace.

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Availability variesLoan

FIJE Fund

Up to $50,000

The FIJE Fund offers loans of up to $50,000 to women, immigrants, and young entrepreneurs in the Haute-Yamaska region who want to build and expand…

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Availability variesLoan

First Citizens Fund: Business Loan Program

The First Citizens Fund offers business loans through Aboriginal Capital Corporations to help Indigenous entrepreneurs in British Columbia sustain or…

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Availability variesLoan

Commercial/Agriculture Loans

SIEF lends to First Nation-owned businesses in Saskatchewan: capital, operating and participation loans to expand operations or invest in growth.

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Availability variesGrant

Kakivak Association: Economic Opportunity Fund

Up to $10,000

The Economic Opportunity Fund provides competitive grant support to Inuit-owned tourism businesses in six Qikiqtani Region communities.

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ArchivedGrant

Web Presence Assistance

Up to $1,000

This PEI program, now withdrawn, covered half the eligible cost of a new website or an e-commerce site, up to $1,000 for a standard website or $2,500…

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Availability variesLoan

Manufacturing and Processing Assistance: Operating Loan (Finance PEI)

Up to 100% of costs

Finance PEI offers term loans to manufacturing and processing businesses in Prince Edward Island for inventory, day-to-day operating costs, and…

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Availability variesLoan

Tourism Financing Assistance: Long-Term Loan (Finance PEI)

Up to 80% of costs

Finance PEI lends to licensed tourism operators on Prince Edward Island. It offers long-term loans for growth and construction, and operating loans…

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Availability variesGrant

PME MTL – Young Business

Up to $25,000

The PME MTL Young Business fund gives early-stage entrepreneurs on the Island of Montreal a non-repayable grant for startup costs.

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Availability variesLoan

PME MTL Investment Funds

Up to $300,000

PME MTL funds offer loans to start or expand a private business, social enterprise, or cooperative in Montreal.

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Availability variesLoan

First Peoples Economic Growth Fund: Community Economic Expansion Program

Up to $300,000

This program provides interest-free financing to help Manitoba First Nation-owned businesses launch, expand, or acquire assets.

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Closed, monitoring for reopeningGrant

Fonds Écoleader

Fonds Écoleader helps Quebec businesses, non-profits, and cooperatives improve their environmental performance through financial aid for clean…

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Closed, monitoring for reopeningGrant

Racialized and Indigenous Supports for Entrepreneurs (RAISE)

$10,000

RAISE offers eligible Indigenous, Black, and racialized entrepreneurs in Ontario a $10,000 grant plus tailored coaching and networking.

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Availability variesLoan

NADF Indigenous Women in Business Program

NADF offers financing and business training to Indigenous women entrepreneurs. This program supports start-ups and expansions that may not qualify…

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Availability variesGrant

Business Growth Program

Up to $200,000

This program provides non-repayable contributions to help you start, innovate, or scale your business.

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Availability variesLoan

Futurpreneur Canada Core Start-Up Program

Up to $75,000

This program pairs startup financing with mentorship for young Canadian entrepreneurs.

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Availability variesLoan

Futurpreneur Canada Newcomer Program

Up to $25,000

This program helps newcomers start a business in Canada. It pairs up to $25,000 in loan financing with dedicated mentorship, and it is designed for…

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Availability variesLoan

Student Entrepreneurship

Up to $3,000

This program gives New Brunswick students an interest-free loan of up to $3,000 to start a summer business.

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Availability variesLoan

Futurpreneur Canada Black Entrepreneur Startup Program

Up to $75,000

This program pairs flexible loan financing with hands-on mentorship for young Black entrepreneurs across Canada.

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Open, apply anytimeTax credit

Revenu Québec: Tax Credit for an On-the-Job Training Period

From $2,500

A refundable Quebec tax credit for businesses that host a full-time student trainee or an apprentice in the Workplace Apprenticeship Program.

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Availability variesLoan

Business Investment Program: Term Loan

This term loan is for small and medium-sized businesses in strategic sectors or with export potential, when regular bank financing is not enough.

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Availability variesLoan

Project Financing

Investissement Québec offers loans, investments, and government programs to help Quebec businesses at any growth stage carry out their projects.

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Availability variesGrant

Strategic Investments Program: Nunavut Business Investment Fund

Up to $250,000

The Nunavut Business Investment Fund helps local owners grow through the Strategic Investments Program.

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Availability variesLoan

Manufacturing and Processing Assistance - Capital Loan

Finance PEI lends to manufacturers and processors in Prince Edward Island to buy or refurbish capital assets such as land, buildings and specialized…

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Availability variesGrant

Agri-Food Market Development and Access

Up to $15,000

This provincial cost-share program helps New Brunswick food and beverage producers and processors invest in market readiness, packaging, and…

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Availability variesTax credit

Manufacturing & Processing Investment Tax Credit Saskatchewan

This provincial tax credit helps Saskatchewan manufacturing and processing corporations offset the cost of purchasing qualifying new or used…

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Availability variesLoan

Nunavut Business Credit Corporation

The Nunavut Business Credit Corporation offers term loans, construction financing, loan guarantees and other credit to help Nunavut businesses…

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Closed, monitoring for reopeningGrant

Indigenous Economic Development Fund: Business and Community Fund

These Ontario government grants support Indigenous entrepreneurs and communities. They cover business start-ups and expansions, community capital…

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Closed, monitoring for reopeningGrant

Organic Industry Development: Increasing Market Competitiveness

Up to $40,000

This program helps PEI organic producers and processors build capacity and competitiveness through four targeted sub-programs.

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Closed, monitoring for reopeningGrant

Product and Market Development Program: Agri-Businesses

Up to $30,000

This PEI cost-share program helps agri-businesses develop new products or enter new markets.

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Availability variesGrant

Advancing Agri-Food Processing

Up to $50,000

Cost-share funding for New Brunswick agri-food processors and manufacturers. It helps pay for equipment that improves production capacity and…

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Closed, monitoring for reopeningGrant

Buy BC Partnership Program: Producers, Processors and Cooperatives

Up to $30,000

The Buy BC Partnership Program gives cost-share funding for marketing local agriculture and food products.

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Availability variesGrant

Transportez vert: Direct current fast charging station

Up to $50,000

Quebec's Ecorecharge program pays back 50% of eligible costs when your business installs DC fast chargers.

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Accepting applicationsGrant

Export Development Program

Up to $15,000

This Nova Scotia program pays back part of the cost of export activities, such as travel to markets outside the province, trade shows, and…

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Availability variesGrant

Economic Development Fund: Tier 2

Up to $100,000

This territorial program helps Yukon businesses, First Nations, and community groups build long-term economic strength.

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Availability variesLoan

Columbia Basin Trust: Impact Investment Fund

The Columbia Basin Trust offers direct commercial loans for growth, succession and construction projects in the Columbia Basin.

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Availability variesGrant

ÉcoPerformance: Recommissioning of building mechanical systems (RCx)

Up to $100,000

Quebec's ÉcoPerformance RCx grant helps you tune the HVAC and lighting systems in an existing commercial or industrial building so it uses less…

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Availability variesGrant

Export Funding NB

Up to $15,000

This matching grant helps small and medium-sized New Brunswick businesses cover eligible export development activities like market research, lead…

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Availability variesGrant

Community Tourism Destination Development Fund

Up to $375,000

This cost-share program helps Yukon tourism businesses and organizations build better accommodations, attractions, and amenities.

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Closed, monitoring for reopeningGrant

Market Opportunities and Diversification Program

Up to $20,000

This cost-share program helps Nova Scotia farms and agri-businesses invest in market studies, digital marketing, and trade events.

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Availability variesGrant

Écoperformance: Biénergie commerciale et institutionnelle

This Quebec government grant helps businesses, institutions, and municipalities reduce greenhouse gas emissions through energy efficiency and…

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Availability variesGrant

Export Enhancement and Diversification Fund

Up to $32,000

Innovation PEI pays part of the cost of export activities such as trade shows and market research.

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Availability variesGrant

Horticulture Diversification Program

Up to $40,000

Expand your PEI horticulture business with cost-share funding for infrastructure and agronomic services.

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Accepting applicationsGrant

Retail Modernization Project Grant (RMPG)

Up to $5,000

Ontario shops can get 50% back, up to $5,000, on modern store technology: POS systems, inventory tracking, self-checkout kiosks, CRM and more.

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Accepting applicationsGrant

Technology Demonstration Program (TDP)

Up to $50,000

Finished your DMAP? This Ontario program reimburses 50% of implementing it, up to $50,000: the platforms, software, integration work and one-time…

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Municipal

City & municipal programs

Address-specific: designated areas and local rules decide.

Closed, monitoring for reopeningGrant

Toronto Commercial Facade Improvement Grant

Up to $12,500

Toronto helps pay for exterior improvements such as signage, awnings and lighting. The city covers half the eligible costs, plus up to $2,500 more…

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Closed, monitoring for reopeningGrant

Toronto Commercial Space Renovation Grant

Up to $20,000

Toronto matches 50% of interior renovation costs for vacant or transit-affected commercial spaces at street level. The program is closed right now.

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Accepting applicationsGrant

Ottawa Centretown Heritage Facade Improvement Program

Up to $75,000

This City of Ottawa program is for designated heritage buildings on Bank Street or in Somerset Village.

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Closed, monitoring for reopeningGrant

Ottawa Heritage Property Grant Program

Up to $10,000

Restore the character of your designated heritage building with support for masonry, windows, and porches.

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Accepting applicationsGrant

Hamilton Commercial District Revitalization Grant (CDRG)

Up to $10,000

Hamilton helps you improve your exterior with a 50% match for facade, signage, awnings, and lighting. You and the city share the cost.

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Accepting applicationsLoan

London Facade Improvement Loan

Up to $50,000

This interest-free City of London loan covers half the cost of facade, signage, and window improvements. You repay the loan over 10 years.

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Accepting applicationsGrant

London Vacant Commercial Space Fit-Out Grant

Up to $50,000

If you are opening a business in an empty commercial unit in London, the City of London covers 50% of eligible interior renovation costs, up to…

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Accepting applicationsLoan

London Upgrade to Building Code Loan

Up to $200,000

Bring your commercial interior up to code with plumbing, electrical, HVAC, or fire protection improvements.

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Accepting applicationsGrant

Windsor Downtown Facade Improvement Program

Up to $20,000

This City of Windsor program helps you modernize your downtown exterior by reimbursing half the cost of approved facade and signage improvements, up…

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Accepting applicationsGrant

Windsor Retail Reinvestment Grant

Up to $15,000

The City of Windsor pays 50% of interior renovation costs for downtown retail spaces, up to $15,000.

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Accepting applicationsGrant

Windsor Main Streets Facade Improvement Program

Up to $30,000

The City of Windsor matches 50% of your exterior improvement costs, helping you modernize your storefront on traditional Main Streets outside…

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Accepting applicationsGrant

Kitchener Facade Grant Program

Up to $10,000

The City of Kitchener covers up to half the cost of exterior improvements, helping you modernize your shop front with rolling applications for…

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Accepting applicationsGrant

Brampton Facade Improvement Program

Up to $20,000

The City of Brampton pays back half the cost of facade and signage work, up to $20,000 ($50,000 for heritage buildings), for storefronts in the…

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Closed, monitoring for reopeningGrant

Kingston Heritage Property Grant Program

Up to $50,000

Kingston helps you preserve and improve your heritage-designated building by covering up to 50% of approved conservation costs.

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Accepting applicationsGrant

Greater Sudbury Facade Improvement Program

Up to $20,000

This program helps you modernize your main street-facing facade and signage, covering half the cost up to $20,000.

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Availability variesGrant

Thunder Bay Commercial Facade Improvement Grant

Up to $10,000

Thunder Bay helps pay for exterior improvements such as signage, awnings and lighting. This program covers 50% of eligible costs, up to $10,000, for…

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Accepting applicationsGrant

St. Catharines Facade Improvement Program

Up to $10,000

This cost-share program reimburses up to 50% of eligible facade and signage costs for commercial buildings in St.

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Accepting applicationsGrant

Vancouver Heritage Facade Rehabilitation Program

Up to $50,000

Vancouver gives grants of up to $50,000 for the rehabilitation and seismic stabilization of the facades of registered heritage buildings.

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Closed, monitoring for reopeningGrant

Downtown Vancouver Business Beautification Fund

Up to $2,000

The Downtown Vancouver BIA pays back member businesses up to $2,000 for exterior work on their storefront.

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Closed, monitoring for reopeningGrant

Downtown Vancouver Storefront Security Grant

Up to $5,000

A Downtown Vancouver BIA matching grant for storefronts damaged by vandalism. It covered up to half the cost of repairs like windows, doors, and…

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Closed, monitoring for reopeningGrant

Beltline BIA Community Improvement Grant (Calgary)

Up to $1,250

The Beltline BIA in Calgary matches half the cost of public-facing improvements such as murals, lighting and signage, up to $1,250 per project.

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Accepting applicationsGrant

Crescent Heights Village BIA Matching Grant (Calgary)

Up to $250

The Crescent Heights Village BIA in Calgary helps pay for lighting, painting, awnings and window displays. It matches 50% of your costs, up to $250.

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Closed, monitoring for reopeningGrant

Markham Commercial Facade Improvement Grant

Up to $10,000

This Markham cost-share program covers half of your eligible facade, storefront or signage costs, up to $10,000, with up to $5,000 more for…

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Accepting applicationsGrant⏳

Waterloo Commercial / Facade Improvement Grant (Uptown CIP)

Up to $10,000

Waterloo helps you improve your commercial space by covering 50% of eligible facade and storefront work.

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Accepting applicationsGrant

Peterborough Central Area Facade Improvement Grant

Up to $15,000

Peterborough helps you modernize your building's exterior by covering half the cost of facade, signage, or awning work.

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Accepting applicationsGrant

Sarnia Building Facade Improvement Grant (CIP)

Up to $10,000

This cost-share program helps with exterior work on commercial property in Sarnia's Downtown or Mitton Village areas.

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ArchivedGrant

Niagara Falls Downtown Commercial Building & Facade Improvement Grant

Up to $15,000

The Niagara Falls Downtown Commercial Building & Facade Improvement Grant helped owners improve heritage-listed downtown properties.

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Accepting applicationsGrant

Richmond Hill Facade, Landscaping and Signage Improvement Grant

Up to $25,000

This cost-share program helps Richmond Hill business owners and tenants pay for exterior work.

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Closed, monitoring for reopeningGrant

Oshawa Facade & Accessibility Improvement Grant

Up to $10,000

This City of Oshawa grant helps downtown businesses pay for facade and accessibility improvements.

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Closed, monitoring for reopeningGrant

Barrie Conservation of Built Heritage Grant

Up to $10,000

This City of Barrie grant helps owners of heritage buildings pay for facade, signage or energy improvements.

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ArchivedGrant

Cambridge Core Areas Facade Improvement Grant

Up to $15,000

This Cambridge program helped property owners and businesses in Cambridge's Core Areas improve building exteriors with a matching grant of up to 50%.

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Accepting applicationsGrant

Brantford Downtown Facade & Safety Improvement Grant

Up to $15,000

Brantford's Downtown Facade & Safety Improvement Grant helps pay for exterior work on commercial buildings.

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Availability variesGrant

Welland Downtown & Health Wellness Cluster Facade Improvement Grant

Up to $12,500

Welland’s Downtown and Health Wellness Cluster program helps you modernize your facade and signage.

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Accepting applicationsGrant

Chatham-Kent Facade Improvement Grant (CIP)

Up to 50% of costs

This Chatham-Kent grant helps you modernize your exterior by reimbursing half of your eligible facade and signage expenses.

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Accepting applicationsGrant

Downtown Prince George Facade Improvement Grant

Up to $5,000

Get 25% of your costs back, up to $5,000, for exterior improvements like new signage or facade repairs. It is for businesses in the downtown C1 zone.

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Accepting applicationsGrant

Nanaimo Heritage Facade Grant

Up to $10,000

Restore the character of your designated heritage building with city funding for exterior facade, storefront, or signage improvements.

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Closed, monitoring for reopeningGrant

Downtown Victoria Business Facade Improvement Grant

Up to $5,000

The Downtown Victoria Business Association helps you refresh your exterior with 50% cost coverage up to $5,000.

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Opening soonGrant

Edmonton Storefront Improvement Grant

Up to $25,000

Edmonton's matching grant helps pay for exterior facade and signage work. You cover the upfront costs, then the city reimburses 50% of eligible…

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Accepting applicationsGrant

Medicine Hat City Centre Vibrancy Program

Up to $15,000

This program helps you modernize your commercial space in Medicine Hat's City Centre. You receive a 50% matching grant for permanent improvements…

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Closed, monitoring for reopeningGrant

Lethbridge Urban Core Property Improvement Grant

Up to $175,000

Lethbridge's Urban Core Property Improvement Grant matches up to 50% of costs for properties downtown or in the Warehouse District.

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Accepting applicationsGrant

St. Albert Storefront Improvement Grant

Up to $3,000

The City of St. Albert reimburses up to 50% of eligible costs, to a maximum of $3,000, for storefront signage, patios, lighting and other…

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Closed, monitoring for reopeningGrant

Grande Prairie Beautification & Patio Grant

Up to $15,000

This City of Grande Prairie program covers half the cost, up to $15,000, of landscaping, patio or facade improvements to commercial buildings in…

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Closed, monitoring for reopeningGrant

Saskatoon Facade Conservation & Enhancement Grant

Up to $16,000

This city grant helps you modernize your exterior facade and signage. You receive up to 50% of eligible costs back, capped at $16,000 or $20,000 if…

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Closed, monitoring for reopeningGrant

Regina City Centre Storefront Improvement & Tenant Fit-Up Grant

Up to $50,000

This Regina matching grant covers up to 50% of eligible storefront improvement and tenant fit-up costs, up to $50,000.

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Closed, monitoring for reopeningGrant

Downtown Winnipeg Facade Improvement Program

Up to $15,000

Downtown Winnipeg BIZ and CentreVenture matched facade and signage work on heritage buildings downtown, including hard costs and design fees.

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Accepting applicationsGrant

Brandon Facade and Storefront Improvement Program

Up to $20,000

This program helps pay for exterior improvements such as lighting, windows, signage and accessibility features.

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Downtown Moncton Beautification Grant

Up to $5,000

This grant pays up to 50% of the cost of exterior improvements like signage, architectural details and landscaping for properties in downtown Moncton.

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Closed, monitoring for reopeningGrant

Downtown Fredericton Facade Improvement Grant

Up to $4,000

This Downtown Fredericton BIA grant helps you modernize your exterior look. It covers up to 50% of costs for facade, signage, accessibility, or…

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Accepting applicationsGrant

Downtown St. John's Facade Improvement Program

Up to $3,000

The Downtown St. John's BIA offers a matching grant to help you repaint, restore, or improve your facade and signage, reimbursing you for half the…

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Accepting applicationsGrant⏳

Downtown Charlottetown Facade Improvement Program

Up to $4,000

This Downtown Charlottetown BIA grant helps you improve your exterior with painting, siding, windows, doors, awnings, signage, accessibility, and…

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Closed, monitoring for reopeningGrant

Commerce-Montréal: Commercial Building & Storefront Renovation Grant

Up to $50,000

Commerce-Montréal funded storefront, signage and interior improvements for any commercial owner or tenant on a designated Montréal street.

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Québec City Commercial-Artery Facade Renovation Grant

Up to $50,000

Quebec City helps businesses on commercial arteries renovate their building exteriors. The city covers 50% of eligible costs, with extra funds…

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Closed, monitoring for reopeningGrant

Gatineau Downtown-Core Revitalization Grant

Up to $50,000

Refresh your business space in Gatineau's downtown core with support for interior improvements, signage, and fixed fixtures.

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Accepting applicationsGrant

Sherbrooke Commercial Premises & Facade Renovation Grant

Up to $50,000

Sherbrooke helps pay for facade and interior work on commercial spaces. The city reimburses one-third of eligible costs, up to $50,000 for exterior…

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Closed, monitoring for reopeningGrant

Pickering Village CIP Facade Improvement Grant & Sign Grant

Up to $10,000

This program helps property owners in the Pickering Village CIP area restore facades and improve signage.

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Accepting applicationsGrant

Downtown Whitby & Brooklin CIP Facade Improvement Grant

Up to $10,000

Get matching funds to improve your building facade or signage in Downtown Whitby or Brooklin.

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Accepting applicationsGrant

Historic Downtown Newmarket CIP: Facade Improvement & Restoration Program

Up to $15,000

Improve your building's exterior with matching grants and optional interest-free loans designed for heritage properties in Historic Downtown…

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Availability variesGrant

Aurora Promenade CIP: Facade & Signage Improvement Grant Program

Up to $15,000

This matching grant covers half of your eligible exterior improvement costs. It supports property owners in the Aurora Promenade CIP area who improve…

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Accepting applicationsGrant

Belleville Facade Improvement Program

Up to $15,000

The City of Belleville pays back half of eligible facade and signage costs, up to $15,000, for properties in or next to the Downtown District BIA.

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Accepting applicationsGrant

Facade and Signage Improvement Grant (Heart of the City CIP)

Up to $10,000

Cornwall's Heart of the City CIP helps businesses in the program area pay for facade work and new signage.

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Accepting applicationsGrant⏳

Million Dollar Makeover Funding Program

The City of Kawartha Lakes offers the Million Dollar Makeover program. It covers exterior improvements like storefront, facade, and signage in…

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Closed, monitoring for reopeningGrant

Community Improvement Plan - Facade and Signage Grants

Up to $12,500

Quinte West covers half the cost of exterior work on local business properties. The program funds facade improvements, signage and upper-storey…

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Closed, monitoring for reopeningGrant

Facade Improvement Grant (Downtown CIP)

Up to $10,000

Brockville’s Downtown CIP offers a cost-share grant for facade improvements and a separate heritage sign grant. The intake is closed for now.

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Growth CIP Facade Improvement Grant

Up to $15,000

This North Bay grant helps you modernize your street-facing appearance while preserving heritage character.

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Accepting applicationsGrant

Downtown CIP Facade Improvement Grant

Up to $15,000

The City of Timmins offers a Facade Improvement Grant that covers up to 50% of eligible costs.

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Accepting applicationsGrant

Downtown Tomorrow CIP Facade Improvement Grant

Up to $5,000

Orillia's Downtown Tomorrow Facade Improvement Grant pays back part of the cost of exterior work on downtown buildings.

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Accepting applicationsGrant

Comprehensive Facade Improvement Grant

Up to $12,500

Orangeville helps pay for facade and signage improvements on storefronts in its Central Business District.

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Closed, monitoring for reopeningLoan

Heritage Conservation Loan and Grant Programs

Up to $50,000

The City of Stratford has offered loans and grants to help property owners preserve and improve buildings in the Heritage Conservation District.

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Accepting applicationsGrant

Downtown Area Facade Improvement Program

Up to $30,000

Woodstock's Downtown Area Facade Improvement Program offers a one-time grant and an interest-free loan for exterior improvements and professional…

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Accepting applicationsGrant

Facade and Structural Improvement Program

Up to $7,500

This Community Improvement Plan grant helps you restore street-facing exteriors and structural elements in Owen Sound's River District and Harbour…

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Accepting applicationsGrant

Commercial Facade Improvement Grant

Up to $40,000

Through its Community Improvement Plan, the Town of Fort Erie offers grants of up to $40,000 to improve the front exterior of a commercial or core…

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Availability variesGrant

Commercial/Mixed Use Building Facade Improvement Grant Program

Up to $12,500

The Downtown Grimsby Community Improvement Plan offers a grant that covers half the cost of eligible exterior improvements to commercial and…

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Closed, monitoring for reopeningGrant

Get Fresh Program (Facade Enhancement, Awning & Exterior Painting Subsidies)

Up to $500

The Get Fresh Program helps you modernize your exterior with cost-share support for painting, awnings, and facade improvements.

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Availability variesGrant

DCBIA Facade Improvement Grant

The Downtown Chilliwack BIA (DCBIA) helps pay for paint, lighting and signage on storefronts in its area.

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Accepting applicationsGrant

Heritage Restoration Grant Program

Up to $5,000

The City of Vernon helps owners of heritage buildings pay for exterior work such as facade, siding, and painting.

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Closed, monitoring for reopeningGrant

Downtown Courtenay Facade Improvement Program

Up to $5,000

This matching grant helps property and business owners pay for paint, lighting, awnings, murals and other work to restore or redesign a building…

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Accepting applicationsGrant

Downtown Renewal Grant Program

Up to $10,000

The City of Campbell River pays back 50% of eligible facade and CPTED (safety) costs for downtown properties, such as exterior lighting, windows,…

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Accepting applicationsGrant

Mission Downtown Facade Improvement Grant

Up to $2,500

A partnered grant from the City of Mission and MDBA helps you improve street-facing facades, windows, doors and awnings.

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Accepting applicationsGrant

Downtown Airdrie Property Improvement Grant

Up to $50,000

This matching grant helps Downtown Airdrie business owners and tenants modernize their building exteriors.

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Storefront Improvement Program

Up to $7,500

This matching grant helps Spruce Grove business owners fund exterior storefront improvements. Please note the program is currently closed for 2026.

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Downtown Camrose Facade Improvement Program

Up to $4,000

This matching grant helps Downtown Camrose business owners improve their facades and signage.

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Moose Jaw Downtown Facade Improvement Grant

Up to $5,000

This matching grant helps cover half the cost of approved exterior work on heritage-designated buildings in downtown Moose Jaw.

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Accepting applicationsGrant

PADBID Facade Grant

Up to $10,000

This program helps you enhance the heritage character of your street-facing facade. It provides a matching grant for exterior improvements on…

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Closed, monitoring for reopeningGrant

Business Storefront Improvement Grant

Up to $3,000

This matching grant helps businesses, non-profits, and co-ops in Portage la Prairie improve their exterior facade and signage.

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Accepting applicationsLoan

Soutien à la rénovation de facades commerciales dans les quartiers historiques (Support for commercial facade renovation in historic neighbourhoods)

The City of Lévis offers an interest-free loan to help you renovate the exterior of commercial or mixed-use buildings in historic neighbourhoods.

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Accepting applicationsGrant

Premiers Quartiers Facade Renovation Grant

A City of Trois-Rivières grant for renovating your commercial facade or signage in the designated first neighbourhoods.

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Availability variesGrant

Programme d'aide à la rénovation pour bâtiments commerciaux ou mixtes (Renovation assistance program for commercial or mixed-use buildings)

Up to $50,000

The City of Drummondville helps owners and tenants in downtown and Saint-Joseph renovate their building exteriors.

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Accepting applicationsGrant

Pembroke Facade Improvement Grant

Up to $20,000

This City of Pembroke program helps business owners cover half the cost of exterior improvements.

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Regional & specialized

Development lenders and community funds

Regional development lenders and community funds. Each card names the region or group it serves.

Availability variesLoan

Alberta Indian Investment Corporation

AIIC provides interest-bearing loans to First Nation entrepreneurs to establish, acquire, diversify, or expand their businesses.

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Availability variesLoan

Kakivak Association: Makigiaqvik Loans

Up to $50,000

Makigiaqvik Loans offer financing to Inuit-owned businesses in the Qikiqtani Region that want to establish or expand.

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Availability variesGrant

Kakivak Association: Sivummut Grants to Small Businesses

Up to $5,000

Sivummut Grants help Inuit entrepreneurs in the Qikiqtani Region establish or grow their businesses.

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Availability variesLoan

NADF Financing Solutions

Up to $500,000

NADF offers business loans and microloans to Indigenous entrepreneurs in Northern Ontario who want to start, grow, or keep running a business.

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Availability variesLoan

Impact Loan Program (CBDC)

Up to $50,000

This program offers low-interest loans to businesses in urban Atlantic Canada through local Community Business Development Corporations (CBDCs).

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Availability variesGrant

PME MTL: Funds for Retail businesses

Up to $25,000

This fund supports retail businesses on Montreal commercial streets with non-repayable grants for new launches, model adaptations, or resilience…

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Availability variesLoan

Kivalliq Business Development Centre

Up to $150,000

KBDC offers loans and business counselling to new and existing businesses across the Kivalliq region.

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Availability variesLoan

Futurpreneur Canada Core Entrepreneur Startup Program for Students

Up to $75,000

Futurpreneur Canada offers young entrepreneurs aged 18 to 39 flexible financing and dedicated mentorship.

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Official discovery tool

The Government of Canada's Business Benefits Finder is the official cross-program discovery questionnaire. It's worth running alongside our screening. Open the Benefits Finder ↗

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Guides

Read before you apply

Guides for the programs on this page: what they pay for, what is not covered, and how to apply.

Guide · updated

Canadian Small Business Grants Open in 2026

Canadian small business grants open in 2026: 82 programs were open when we checked in July 2026, caps up to $75,000.

Guide · updated

Canada's Business Benefits Finder: How to Use It (2026)

The Business Benefits Finder is Canada's free tool for small business funding: 1,500+ programs.

Guide · updated

Should Your Accountant Find Your Small Business Grants?

Your accountant knows your numbers and should confirm whether a grant fits, but finding and tracking programs isn't their job.

Guide · updated

Small business funding checklist: approval before you start

Most business funding programs will not pay for work started before approval. The readiness checklist: quotes, matching funds, timelines,…

Frequently asked questions

How many small-business funding programs are open in Canada right now?

234 of the 290 verified programs we track are open to applications right now, from federal programs down to 88 city and municipal programs. Programs open and close through the year, so every program shows the date we last checked it.

Are these grants or loans?

Both, clearly labelled. Every card says whether it's a grant, a rebate, a loan, financing or a tax credit.

Is this list free to use?

Yes. Browsing the list and checking your fit are free, and applying through a program's official site is always free.

Do I apply through BBN Labs?

No. You always apply through the program's official channel, and it is free. BBN Labs helps you find the programs that fit and sends deadline alerts.

More questions? Read the full funding FAQ →

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Subject to program rules, available funding, and approval. Final decisions are made solely by each program administrator.