Small business grants & funding, kept honest
This page tracks 280 verified funding programs that may help pay for business upgrades: grants, rebates, training money, wage subsidies and financing, from federal to city level. Every record shows what kind of help it is, its current status, what's excluded, the official source, and the date we last checked it. Programs change and budgets run out, so check the date on every record.
- 280
- verified programs
- 229
- open right now
- 13
- provinces & territories
- 88
- city & municipal programs
- Updated weekly
- with official sources
- Verified
- as recently as August 30, 2026
Your province or territory
What you're upgrading
All 280 programs shown.
Federal & regional
Canada-wide and regionally-delivered programs
Canada-wide programs plus federally-funded regional agencies; each card names its region.
Provincial & utility
Province-wide programs and utility incentives
Municipal
City & municipal programs
Address-specific: designated areas and local rules decide.
Regional & specialized
Development lenders and community funds
Regional development lenders and community funds — each card names the region or group it serves.
Official discovery tool
The Government of Canada's Business Benefits Finder is the official cross-program discovery questionnaire. It's worth running alongside our screening. Open the Benefits Finder ↗
Guides
Read before you apply
Answer-first guides for the programs on this page: what pays, what's excluded, and how to apply without losing the funding.
Guide · updated
Canadian Small Business Grants Open Right Now (July 2026)
Grants open right now: 82 verified programs for Canadian small businesses in July 2026, caps up to $75,000, soonest deadline August 31.
Guide · updated
Canada's Business Benefits Finder: How to Use It (2026)
The Business Benefits Finder is Canada's free tool for small business funding: 1,500+ programs.
Guide · updated
Should Your Accountant Find Your Small Business Grants?
Your accountant knows your numbers and should confirm whether a grant fits, but finding and tracking programs isn't their job.
Guide · updated
Small business funding checklist: approval before you start
Most business funding programs can rule work started before approval ineligible. The readiness checklist: quotes, matching funds,…
Frequently asked questions
How many small-business funding programs are open in Canada right now?
229 of the 280 verified programs we track are open to applications right now, from federal programs down to 88 city and municipal programs. Programs open and close through the year, so every record shows the date we last checked it.
Are these grants or loans?
Both, clearly labelled. Every card says whether it's a grant, a rebate, a loan, financing or a tax credit, and a loan is never dressed up as a grant.
Is this list free to use?
Yes. Browsing the list and checking your fit are free, and applying through a program's official site is always free. We earn our keep on the upgrade work you choose to hire us for.
Do I apply through BBN Labs?
No. You always apply through the program's official channel. We help you find the right programs, guide you through the application, and do the upgrade work the funding pays for.
More questions? Read the full funding FAQ →
Skip the reading
Answer a few questions and see which programs may fit your project. Then a human reviews it.
Free No obligation About 2 minutes
Subject to program rules, available funding, and approval. Final decisions are made solely by each program administrator.
