London Upgrade to Building Code Loan
Bring your London commercial building up to code with an interest-free city loan for plumbing, electrical, HVAC, roofing or fire protection work. The loan covers 50% of costs, up to $200,000, and you repay it over 10 years. Applications are open.
“The loan covers 50% of the improvement costs, up to a maximum of $200,000.”
From the official program page
Before you spend any money
Get the city's approval before you start work or buy anything. Work started before approval usually does not qualify.
At a glance
Subject to program rules, available funding, and approval. Confirm current details with the official program administrator.
Is this for you?
- You run a storefront business in London
- You are planning plumbing, electrical, HVAC, roofing or fire-protection work to bring your building up to code
- You can secure approval before starting any work
Probably not the right fit if
- You are outside London or outside the city's designated Community Improvement Plan or Business Improvement Area zones
- You need a grant that you do not have to repay
How much you'd realistically get
Up to $200,000 at 0% interest, repaid over 10 years.
What may be supported
- plumbing
- electrical
- HVAC
- mechanical systems
- roofing
- fire protection
How applying works
Effort: mediumA city application with quotes/photos; approval before you start, then claim after completion.
- 01Confirm your property is in the program area and funds are available
- 02Get the city's written pre-approval BEFORE starting
- 03Complete the approved work
- 04Submit your costs for the loan
Documents commonly required
- Quotes/estimates for the work
- Photos of the current storefront
- Proof of property ownership or owner's consent
What to know before you count on it
- This is a loan, repaid over about 10 years. It is interest-free, but it is not a grant you keep.
- Apply and get approved BEFORE you start any work or buy anything. Work started before approval may not qualify.
- The loan is only for properties in London's Community Improvement Plan areas: Downtown, Old East Village, SoHo and Hamilton Road. Confirm your address qualifies before you spend.
- Municipal funding is limited each year. Confirm money is still available.
What are your odds?
To qualify, your property must be in one of the eligible London areas, the city must still have money this year, and you must get approval before work starts.
More funding by what it pays for
Funding for Accessibility
Grants for ramps, doors and washrooms may help pay for accessibility improvements.
Funding for Storefront Signage
Grants and loans that may help pay for new storefront signage.
Funding for Storefronts and Facades
Grants and loans that may help pay for storefront and facade work.
What you can combine it with
You may be able to combine this loan with provincial or federal programs for the same project. Ask the city which other programs you can combine with this loan.
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London Vacant Commercial Space Fit-Out Grant
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Worth reading before you apply
Get alerted when this changes
Programs open and close, budgets run out, rules change. We send one short email when something changes that matters for this program.
Page last updated ; status and deadline checked . Source: official program page.