BBN Labs — Better Business Network

London Facade Improvement Loan

Accepting applicationsLoanChecked

London businesses can borrow up to $50,000 interest-free, covering up to 50% of facade costs. This is a repayable city loan, not a grant, so you pay it back over 10 years. Applications are open.

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Know a business owner this could help?
“The loan covers 50% of the improvement costs, up to a maximum of $50,000.”

From the official program page

At a glance

Maximum supportUp to 50% of costs, to a maximum of $50,000, interest-free and repaid over 10 years. Part of the loan may be forgivable in some areas.
Issued byCity of London
RegionOntario
Pre-approvalRequired before starting
Matching fundsNo

Subject to program rules, available funding, and approval. Confirm current details with the official program administrator.

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Is this for you?

  • You operate a storefront business within the City of London
  • You are planning exterior improvements like new signage, windows, or painting
  • You can secure approval before you start any work or buy materials

Probably not the right fit if

  • Your business is outside London, or outside London's Community Improvement Plan areas or Business Improvement Areas
  • You are looking for a grant that does not require repayment

How much you'd realistically get

Up to $50,000 at 0% interest.

What may be supported

  • windows & doors
  • brick repairs
  • exterior painting
  • lighting
  • facade-mounted signage

How applying works

Effort: mediumA city application with quotes/photos; approval before you start, then claim after completion.

  1. 01Confirm your property is in the program area and funds are available
  2. 02Get the city's written pre-approval BEFORE starting
  3. 03Complete the approved work
  4. 04Submit your costs for the loan

Documents commonly required

  • Quotes/estimates for the work
  • Photos of the current storefront
  • Proof of property ownership or owner's consent

What to know before you count on it

  • This is a loan, repaid over about 10 years. It is interest-free, but it is not a grant you keep.
  • Apply and get approved before you start any work or buy anything. Work started early usually does not qualify.
  • Only properties in London's Community Improvement Plan areas qualify: Downtown, Old East Village, SoHo, Hamilton Road and Lambeth. Confirm your address qualifies before you spend.
  • Municipal funding is limited each year. Confirm money is still available.

What are your odds?

Your property must be in one of London's Community Improvement Plan areas, and city funding is limited each year. Apply early and wait for approval before you start work.

More funding by what it pays for

What you can combine it with

You may be able to combine this loan with provincial or federal programs for the same project. Ask the City of London how other funding affects your loan.

Related programs

Worth reading before you apply

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Page last updated ; status and deadline checked . Source: official program page.