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20 Ontario Small Business Grants for 2026: Up to $75,000

Guide · By G Paul · Founder, BBN Labs · Updated

When we checked in July 2026, we tracked 37 grant and rebate programs open to Ontario small businesses (not counting loans or programs limited to specific owner groups). Below are the 20 most useful: four province-wide programs led by the Technology Demonstration Program (50% back, up to $50,000) and the Retail Modernization Project Grant (50% up to $5,000), and sixteen city storefront grants topped by Ottawa's Centretown heritage program at 75% of costs up to $75,000. All grants are subject to program rules, available funding, and approval.

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Ontario grants come in two main types. Province-wide programs fund technology: plans, implementation, store systems, energy retrofits. City programs fund the building: facades, signage, fit-outs and accessibility work.

Every program below is a grant or rebate you do not repay. Loans and financing are listed on our loans and financing page. Nearly every grant here is a cost-share: the program pays part of the cost and you pay the rest. Most also need approval before you start, and many pay you back only after you pay the bill. Each program page explains the steps in order.

Eight of the largest at a glance

ProgramWorth up toWhere
Ottawa Centretown Heritage Facade Program75% of costs, max $75,000Ottawa (Centretown)
Technology Demonstration Program50%, up to $50,000Ontario-wide
London Vacant Space Fit-Out Grant50%, up to $50,000London
Chatham-Kent Facade Grantup to $40,000Chatham-Kent
Windsor Main Streets Facade Programup to $30,000Windsor
Richmond Hill Facade & Sign Grantup to $25,000 facadeRichmond Hill
Brampton Facade Improvement Programup to $20,000 ($50,000 heritage)Brampton
Digital Modernization and Adoption Plan50%, up to $15,000Ontario-wide (B2B)

Province-wide technology grants

1. Technology Demonstration Program (TDP): 50% back, up to $50,000

TDP is the biggest province-wide grant. It is for established business-to-business (B2B) product companies with at least $750,000 in revenue. TDP reimburses 50% of the cost of implementing a completed digital plan (platforms, software, integration work) with a minimum 1:1 match, paid on completion. You need a finished DMAP first. Open when we last checked in September 2026. Details and the official source are on the TDP page.

2. Digital Modernization and Adoption Plan (DMAP): 50% back, up to $15,000

DMAP is the first step before TDP: 50% back, up to $15,000, on a technology plan built with an approved consultant. It is designed for business-to-business product companies rather than consumer retail. Once the plan is finished, TDP can help pay to put it in place. Details are on the DMAP page.

3. Retail Modernization Project Grant (RMPG): 50% back, up to $5,000

For retail stores: 50% back, up to $5,000, on store technology (POS systems, inventory tracking, kiosks, CRM) on a minimum $6,000 project, reimbursed after purchase. The cap is small, and the program was open when we last checked in September 2026. Details are on the RMPG page.

4. Retrofit Program: up to 50% of energy project costs

Ontario's electricity-saving retrofit program covers up to 50% of eligible project costs on energy-efficient equipment (lighting, refrigeration, HVAC measures), which can lower your electricity bill. Caps depend on the measures; the Retrofit Program page has the current rules and official source.

City storefront grants, ranked by what they are worth

When we checked in July 2026, sixteen city programs across fifteen Ontario cities could help pay for storefront work. These are address-specific: designated streets, downtown districts and community-improvement areas decide who qualifies, and most require approval before you spend any money. Ranked by the most each one pays:

5. Ottawa Centretown Heritage Facade Improvement Program: 75% up to $75,000

This is the largest storefront grant in the province. It is for heritage properties in Centretown and pays 75% of costs, up to $75,000. Applications are open until December 31, 2026. Details: Program page.

6. London Vacant Commercial Space Fit-Out Grant: 50% up to $50,000

London pays half the cost of fitting out a vacant commercial space, up to $50,000. Unlike most grants here, it helps you move into an empty space. Details: Program page.

7. Chatham-Kent Facade Improvement Grant: up to $40,000

Chatham-Kent pays 50% of eligible facade and signage work, up to $40,000. The amount is calculated per linear foot of frontage. Details: Program page.

8. Windsor Main Streets Facade Improvement Program: up to $30,000

Windsor helps pay for facade and signage work on its designated main streets. You pay first, and the city pays you back. Windsor runs one more storefront program below. Details: Program page.

9. Richmond Hill Facade, Landscaping and Signage Grant: up to $25,000

Three streams in one program: up to $25,000 for facades, $10,000 for landscaping, $2,500 for signage. Details: Program page.

10. Brampton Facade Improvement Program: up to $20,000, or up to $50,000 for heritage buildings

Brampton pays 50% of the cost of storefront and signage work, up to $20,000. The limit rises to $50,000 for heritage buildings. Details: Program page.

11. Windsor Downtown Facade Improvement Program: up to $20,000

Windsor pays back part of the cost of facade and signage work in the downtown district. Details: Program page.

12. Greater Sudbury Facade Improvement Program: up to $20,000

Greater Sudbury pays back 50% of the cost of facade and signage work. Details: Program page.

13. Brantford Downtown Facade & Safety Grant: up to $15,000

Brantford helps pay for facade and safety improvements downtown. Details: Program page.

14. Peterborough Central Area Facade Grant: 50% up to $15,000

Peterborough pays back part of the cost of facade work for each property in the central area. Signage and masonry work both qualify. Details: Program page.

15. Welland Downtown & Health Cluster Facade Grant: up to $12,500

Up to $12,500 for the front facade, with extra streams for side, rear and heritage work. Details: Program page.

16. Oshawa Facade & Accessibility Grant: up to $10,000 (2026 intake closed September 1)

Oshawa helps pay for facade and accessibility work. The 2026 deadline was September 1, 2026. Check the official page for the next intake. Details: Program page.

17. Waterloo Uptown Facade Grant: up to $10,000, apply by October 31, 2026

Waterloo helps pay for storefront renovations under its Uptown Community Improvement Plan (CIP). Apply by October 31, 2026. Details: Program page.

18. Hamilton Commercial District Revitalization Grant: up to $10,000 (higher for corner and BIA locations)

Hamilton pays 50% of the cost: up to $10,000, up to $12,500 on a corner, and up to $20,000 to $25,000 in a business improvement area (BIA). Details: Program page.

19. Kitchener Facade Grant Program: up to $10,000

Kitchener pays back part of the cost of facade and signage work. Details: Program page.

20. St. Catharines Facade Improvement Program: 50% up to $10,000 per facade

The $10,000 limit applies to each building facade. Details: Program page.

Is your city missing? We list storefront programs in more Ontario cities than fit in this top 20. See the full set on the storefront and retail modernization page, and every Ontario program on the Ontario funding page.

Before you apply

  • Match the program to your project. Building work: your city's program. Technology: TDP, DMAP or RMPG. Power bills: the Retrofit Program.
  • Check the address rules before anything else. City grants cover only certain streets, so read the program page before you apply.
  • Never start work before approval unless the program page explicitly says you can. Most of these reimburse approved projects only.
  • Combining grants has rules: a city facade grant plus a province-wide tech grant on the same premises is often possible when the projects differ; two grants on the same invoice usually is not. Each program page explains whether you can combine it with other funding.

Key takeaways

  • 37 grant and rebate programs were open to Ontario small businesses when we checked in July 2026; the 20 above are the most broadly useful.
  • The biggest province-wide grant is TDP: 50% back, up to $50,000, for B2B product companies with at least $750,000 in revenue, after a completed DMAP.
  • The largest storefront grants come from cities. Ottawa's program pays 75% of costs, up to $75,000, the most of the sixteen city programs.
  • Oshawa's 2026 deadline passed on September 1, 2026; Waterloo's deadline is October 31, 2026.

In short: in Ontario, the province helps pay for technology and your city helps pay for your storefront. Check both, because you may qualify for one of each.

BBN Labs checks which funding programs may fit your business for free, explains the rules and sends deadline alerts. You apply on the official program site. Each program administrator decides who qualifies and who is approved, based on its own rules and available funding.

Frequently asked questions

Are Ontario small business grants taxable?

Generally, grant money received for business purposes is taxable income, and some tax-credit programs work differently again. Each program page notes anything unusual we know of, and your accountant should confirm the tax treatment for your situation before you include the money in your budget.

Can I apply for more than one of these at once?

Usually yes, when the projects differ: a city facade grant for the building and a provincial technology grant for the systems inside it is a common pairing. Funding the same invoice twice is usually prohibited. Each program page on this list explains whether you can combine it with other funding.

Do I need approval before starting the work?

For most programs on this list, yes. City facade programs in particular approve the project first and reimburse after completion. Starting early is one of the most common ways business owners lose funding they would have received. Check the program page's rules before spending.

What if my city isn't on the list?

We track storefront and facade programs in more Ontario municipalities than fit in this top 20. The full set is on our storefront funding page, and the Ontario page lists every open program. If your city has none, the province-wide technology grants may still fit, if you meet their revenue and business-type rules.

Are these grants or loans?

Everything on this list is a grant or rebate: money you do not repay, almost always as a cost-share where you fund part of the project. Loans and financing are listed separately on our loans page.

Programs covered in this guide

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Related guides

More guides on funding for Canadian small businesses: what is open, what it pays for, and how to apply.

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