WeMB: WeGreen Loans
WeMB lends $5,000 to $150,000 to women-led businesses in Manitoba for green improvements. This is a loan you must repay, and a 1% administration fee applies.
“WeMB offers loans for a variety of business needs in any amount between $5,000 - $150,000.”
From the official program page
Before you spend any money
Approval must come before spending; funds are disbursed after approval and invoices are required to verify spending.
At a glance
Subject to program rules, available funding, and approval. Confirm current details with the official program administrator.
Is this for you?
- You own at least 51% of your Manitoba-based business.
- You are ready to invest in eco-friendly assets like LED lighting or efficient equipment.
- You have an approved business plan and can provide a 10% cash investment.
Probably not the right fit if
- You are not based in Manitoba or do not meet the 51% women-owned requirement.
- You cannot provide a 10% cash investment or a two-year financial projection.
- You are looking for a grant or non-repayable funding since this is a loan.
How much you'd realistically get
Between $5,000 and $150,000 depending on project scope and viability.
What may be supported
- Purchase of environmentally friendly assets (solar panels, wind energy, LED lighting, energy-efficient appliances).
- Eco-friendly materials for renovations and leaseholds.
- Implementation of sustainable practices (energy audits, waste reduction, digital documentation, green cleaning products).
- Startup, expansion, or purchase of an existing business focused on sustainability.
How applying works
Effort: moderateRequires booking an advisor appointment, getting a business plan approved, and gathering financial documents including Notices of Assessment and proof of cash investment.
- 01Book an appointment with a WeMB Business Advisor.
- 02Submit your business plan for review and approval by the advisor.
- 03Complete and sign the WeMB Loan Application and Personal Statement of Affairs form.
- 04Gather required documents: resume, ID, recent pay stub, Notice of Assessment, incorporation documents, and proof of 10% cash investment.
- 05Describe how the loan funds will be utilized for eligible sustainable projects.
- 06Submit the application via the 'Apply for Financing' link or contact WeMB directly.
Who to ask: info@wemb.ca or call 204-988-1860
Documents commonly required
- Current resume
- Government-issued photo ID
- Most recent pay stub and Notice of Assessment
- Articles of Incorporation or Business Name Registration
- Proof of 10% cash investment
What to know before you count on it
- This is a loan, not a grant; you must repay the principal plus interest. The official page does not list the interest rate. Ask WeMB before you apply.
- A 1% Loan Administration Fee (plus GST) is charged on the approved amount, capped at $1,500 plus GST, and is taken from the loan proceeds.
- You must have a business plan approved by a WeMB Business Advisor before applying.
- You must provide proof of a 10% cash investment made within the last 3 months.
What are your odds?
Approval depends on business viability, advisor review of your plan, and meeting strict ownership and investment criteria.
Frequently asked questions
Is there an application fee?
No, there is no application fee. However, a 1% Loan Administration Fee (plus GST) is charged if the loan is approved.
When do payments start?
Payments are due on the 15th of each month. Reduced or interest-only payments for the first 3 months may be available if required.
Can I use this for startup costs?
Yes, the program funds startup, expansion, or purchase of an existing business, provided the funds are used for eligible sustainable practices or assets.
Who administers this program?
WeMB (Women's Enterprise Manitoba) administers the program, supported by RBC.
More funding by what it pays for
Funding for Automation
Loans and grants to help you automate business workflows and tasks.
Funding for Cybersecurity
Some digital grants and technology loans may help pay for cybersecurity measures.
Funding for Energy Efficiency
Grants and loans may help pay for lighting, HVAC and refrigeration improvements.
Funding for Websites
Grants and loans to help you build or improve your business website.
What you can combine it with
Can be combined with Efficiency Manitoba My Business Program recommendations for product purchases.
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Worth reading before you apply
Get alerted when this changes
Programs open and close, budgets run out, rules change. We send one short email when something changes that matters for this program.
Page last updated ; status and deadline checked . Source: official program page.