Food and Beverage Industry Financing (FCC)
Farm Credit Canada offers loans to food and beverage businesses for equipment, expansion, or real property. This is a repayable loan, so confirm interest rates and terms directly with FCC.
“We lend money, share knowledge and provide other services to support the food industry.”
From the official program page
Before you spend any money
Loans require approval before spending; confirm processing times with your local FCC team.
At a glance
Subject to program rules, available funding, and approval. Confirm current details with the official program administrator.
Is this for you?
- You run a food or beverage business, including processing, distribution, or production.
- You operate anywhere across Canada.
- You need capital for physical assets like equipment, inventory, or property.
Probably not the right fit if
- You work outside the food and beverage supply chain, such as in retail clothing or general services.
- You are looking for a grant or non-repayable funding.
- You need money for marketing or soft costs that are not tied to physical assets or inventory.
How much you'd realistically get
Varies by business size and project scope; confirm specific caps with FCC.
What may be supported
- Equipment purchases for food processing or production.
- Inventory acquisition for distribution or retail.
- Construction or expansion of facilities.
- Real property acquisition.
- Start-up costs for new food or beverage ventures.
How applying works
Effort: moderateYou must contact a local Corporate and Commercial team to discuss options and likely provide financials for underwriting.
- 01Review your eligibility as a food or beverage business in Canada.
- 02Prepare your business financials and project details.
- 03Contact your local FCC Corporate and Commercial team at 1-306-780-8900.
- 04Discuss financing options and required documentation with the team.
- 05Submit your application for underwriting.
- 06Await approval and confirm repayment terms before spending.
Who to ask: Phone: 1-306-780-8900; Email: csc@fcc-fac.ca; Contact page: https://www.fcc-fac.ca/en/about-fcc/contact
Documents commonly required
- Business registration documents.
- Financial statements or tax returns.
- Detailed project proposal or business plan.
- Proof of location in Canada.
What to know before you count on it
- This is a loan, not a grant, so you must repay the principal plus interest.
- The official page does not list interest rates or fees. Ask FCC before you apply.
- The official page does not list repayment terms. Ask FCC before you apply.
- Eligibility is strictly limited to the food and beverage supply chain.
What are your odds?
Approval depends on your creditworthiness and business plan; there is no guarantee of funding.
Frequently asked questions
Is this money free?
No, this is a loan that must be repaid with interest.
What is the maximum loan amount?
The official page does not list a maximum loan amount. Ask FCC before you apply.
Can I use this for marketing?
The program lists equipment, inventory, expansion, and real property; marketing is not explicitly listed as an eligible use.
How do I apply?
Contact your local Corporate and Commercial team at 1-306-780-8900 or csc@fcc-fac.ca.
More funding by what it pays for
What you can combine it with
Can potentially be combined with other programs like Loan Insurance or Young Entrepreneur Loan, but confirm with FCC.
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Worth reading before you apply
Get alerted when this changes
Programs open and close, budgets run out, rules change. We send one short email when something changes that matters for this program.
Page last updated ; status and deadline checked . Source: official program page.