What grants and funding can a small business in British Columbia get?
Updated September 2026 · 50 programs verified
50 verified funding programs are open to British Columbia small businesses right now: 15 grants and rebates, 33 loans and financing programs, and 2 other supports. They range from Canada-wide federal programs to British Columbia-specific ones, including grants from individual cities. Every program shows what it's worth, who qualifies, the official source, and the date we last checked it. Verified as recently as .
- 50
- open right now
- 17
- Canada-wide
- 5
- British Columbia-wide
- 7
- city & municipal
- 21
- for specific owner groups
At a glance
The biggest verified caps in British Columbia
The largest verified caps first. Every figure comes from the program's official page; the program page has the full rules and the official source.
| Program | Up to | Type | Where | Deadline |
|---|---|---|---|---|
| Canada Small Business Financing Program | $1,150,000 | Loan | Canada-wide | No fixed date |
| Small Business Recovery Consulting Rebate | $30,000 | Grant | Province-wide | No fixed date |
| Competitiveness Consulting Rebate | $30,000 | Grant | Province-wide | No fixed date |
| Downtown Renewal Grant Program | $10,000 | Grant | Campbell river | No fixed date |
| Downtown Prince George Facade Improvement Grant | $5,000 | Grant | Prince george | No fixed date |
| Mission Downtown Facade Improvement Grant | $2,500 | Grant | Mission | December 31, 2026 |
"No fixed date" means the record shows no stated intake deadline. Programs can still pause when budgets run out, so the verified date on each record matters.
How the math works
Take Small Business Recovery Consulting Rebate: it covers 85% of eligible costs up to $30,000. On a $45,000 project, 85% would be $38,250, but the cap kicks in, so the most you could get back is $30,000. Many grants on this page work this way: a percentage, a cap, and rules on what counts. Loans are different: you borrow the money and pay it back. Approval always rests with the program.
British Columbia-wide
British Columbia-wide and regional programs
Some serve one region or sector; each card says who it's for.
British Columbia: Training Tax Credit for Employers
Up to $4,000
This is a refundable provincial income tax credit for British Columbia employers who employ apprentices enrolled in eligible SkilledTradesBC programs.
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Community Futures British Columbia
Up to $1,000,000
Community Futures offices offer flexible loans to startups, existing businesses and non-profits in British Columbia.
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Small Business Recovery Consulting Rebate
Up to $30,000
This rebate pays back up to 85% of eligible consulting costs for small and medium-sized businesses in central and northern British Columbia that are…
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Competitiveness Consulting Rebate
Up to $30,000
This rebate helps Northern and Central BC businesses recover costs for external consulting that drives growth, efficiency, and job creation.
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Columbia Basin Trust: Impact Investment Fund
The Columbia Basin Trust offers direct commercial loans for growth, succession and construction projects in the Columbia Basin.
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Canada-wide
Federal programs British Columbia businesses can use
Student Work Placement Program
Up to $5,000
A federal wage subsidy for employers who hire post-secondary students through the Student Work Placement Program (SWPP).
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BDC: Business Purchase or Transfer Loan
A BDC loan to help you buy an existing Canadian business. It can fund buying a competitor or supplier, a management or employee buyout, taking over a…
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Apprenticeship Job Creation Tax Credit
Up to $2,000
A federal non-refundable tax credit for employers who hire apprentices in Red Seal trades. It is worth 10% of eligible apprentice wages, up to $2,000…
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Community Futures Network of Canada
Community Futures has 267 non-profit offices across Canada. They provide small business loans, training and local support to entrepreneurs in rural…
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BDC: Purchase Order Financing
Up to 90% of costs
A short-term BDC loan that helps Canadian businesses pay suppliers and production costs so they can fill a confirmed customer order when cash flow is…
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BDC Financing: Certified Green Building Loan
Up to 100% of costs
A BDC loan to buy, build or renovate a business property that you plan to get green certified, for example LEED or Zero Carbon.
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Canada Small Business Financing Program
Up to $1,150,000
This program makes it easier to get a business loan by having the government share the lending risk with your bank or credit union.
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BDC Financing: Small Business Loan
Up to $350,000
An online loan of up to $350,000 from BDC, Canada's federal Crown corporation bank. Use it for inventory, hiring and training, marketing, product…
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BDC Financing: Commercial Real Estate Loan
This BDC commercial real estate loan helps established Canadian businesses acquire, expand, or renovate their premises.
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BDC Financing: Start-up
Up to $150,000
A BDC loan of up to $150,000 for businesses that have operated at least 12 months. Use it to buy assets, pay start-up fees, buy a franchise, or pay…
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BDC Financing: Working Capital Term Loan
A BDC term loan for inventory, supplier payments, hiring and other working capital needs. You can pay interest only for up to 24 months at the start.
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BDC Financing: Equipment Purchase Loan
Up to 125% of costs
A BDC loan to buy new or used machinery, vehicles or technology for your business. BDC offers flexible loan terms, including interest-only periods…
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Technology Equipment Loan (BDC)
A BDC loan for IT equipment, software, cybersecurity and digital infrastructure. You pay interest only for the first 24 months and can take up to 8…
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Rise: Small Business Lending
$500–$10,000
Rise offers flexible micro-loans to help you build your business when traditional financing is out of reach.
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Food and Beverage Industry Financing (FCC)
Farm Credit Canada offers loans to food and beverage businesses anywhere in Canada to build, expand, or equip their operations.
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Northern Isolated Community Initiatives Fund
This funding stream under the Northern Isolated Community Initiatives Fund helps Northern agriculture and food businesses build a strong territorial…
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Futurpreneur Canada Side Hustle
Up to $25,000
Launch or scale your side business while keeping your day job. You get access to capital, expert mentoring, and planning tools to build your venture…
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City & municipal
City programs in British Columbia
Address-specific: designated areas and local rules decide, and many require approval before you spend.
Vancouver Heritage Facade Rehabilitation Program
Up to $50,000
Vancouver gives grants of up to $50,000 for the rehabilitation and seismic stabilization of the facades of registered heritage buildings.
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Downtown Prince George Facade Improvement Grant
Up to $5,000
Get 25% of your costs back, up to $5,000, for exterior improvements like new signage or facade repairs. It is for businesses in the downtown C1 zone.
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Nanaimo Heritage Facade Grant
Up to $10,000
Restore the character of your designated heritage building with city funding for exterior facade, storefront, or signage improvements.
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DCBIA Facade Improvement Grant
The Downtown Chilliwack BIA (DCBIA) helps pay for paint, lighting and signage on storefronts in its area.
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Heritage Restoration Grant Program
Up to $5,000
The City of Vernon helps owners of heritage buildings pay for exterior work such as facade, siding, and painting.
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Downtown Renewal Grant Program
Up to $10,000
The City of Campbell River pays back 50% of eligible facade and CPTED (safety) costs for downtown properties, such as exterior lighting, windows,…
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Mission Downtown Facade Improvement Grant
Up to $2,500
A partnered grant from the City of Mission and MDBA helps you improve street-facing facades, windows, doors and awnings.
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Specific owner groups
Programs for women, Indigenous, young and newcomer founders
These 21 programs are open only to specific owner groups, like women, Indigenous, young or newcomer founders. Worth a look if that's you.
Aboriginal Entrepreneurship Program: Access to Capital
Up to $99,999
Non-repayable equity funding to start, expand, or buy a business. This federal program supports Indigenous entrepreneurs through local partners who…
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BDC Financing: Newcomer Entrepreneur Loan
Up to $50,000
Designed for new immigrants, this BDC loan helps you build your business and establish credit in Canada, even if you lack a strong local credit…
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BDC Financing: Inclusive Entrepreneurship Loan
Up to $350,000
A BDC loan for businesses owned and led by women, Indigenous or Black entrepreneurs. Use it for equipment, technology or growth projects, at…
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BDC Financing: Indigenous Entrepreneur Loan
Up to $350,000
A loan from BDC, Canada's federal Crown corporation bank, for Indigenous entrepreneurs who want to grow or modernize their business.
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TACC First Citizens Fund (FCF) Loan
Up to $76,125
Government-backed loans for Aboriginal entrepreneurs in the Coast Salish Territory. You can choose the FCF Loan, which includes partial forgiveness,…
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WeBC: Business Loans for Women
Up to $150,000
WeBC lends money to women who want to start, buy, or expand a market-ready business in British Columbia. The loans come with free advisory services.
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TACC Conventional Loan
Up to $76,125
Government-backed loans for Aboriginal entrepreneurs in the Coast Salish Territory. You can choose a conventional loan of up to $3,000,000 or the FCF…
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TACC New Relationship Trust (NRT) Entrepreneur Equity Match Grant
Up to $7,500
This equity-matching initiative helps BC First Nation entrepreneurs establish, modernize, or expand their businesses.
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TACC Business Equity Program
Up to $99,999
This program gives non-repayable support to start, grow, or modernize a viable business in the Coast Salish territory.
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Black Entrepreneurship Program – Black Entrepreneurship Loan Fund
$25,000–$250,000
A federal loan program for Black business owners across Canada. Loans range from $25,000 to $250,000 for business development and growth.
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WeBC: Business Loans for Youth
Up to $70,000
WeBC and Futurpreneur Canada together offer unsecured loans to young women entrepreneurs in BC who want to start, buy, or grow a business.
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Futurpreneur Canada Indigenous Startup Program (IESP)
Up to $75,000
This program provides up to $75,000 in loan financing and up to two years of dedicated mentorship for young Indigenous founders.
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Young Entrepreneur Loan (Farm Credit Canada)
Up to $2,000,000
A Farm Credit Canada loan for young entrepreneurs who want to start or grow an agricultural or food-related business.
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WeBC: WEOC National Loan Fund
Up to $50,000
A loan to start, grow or keep running your business. This national loan program is delivered in BC by WeBC for women and non-binary business owners.
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Women Entrepreneur Program (Farm Credit Canada)
Farm Credit Canada's Women Entrepreneur Program is for women in agriculture, agribusiness and food.
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First Citizens Fund: Business Loan Program
The First Citizens Fund offers business loans through Aboriginal Capital Corporations to help Indigenous entrepreneurs in British Columbia sustain or…
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Futurpreneur Canada Core Entrepreneur Startup Program for Students
Up to $75,000
Futurpreneur Canada offers young entrepreneurs aged 18 to 39 flexible financing and dedicated mentorship.
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Futurpreneur Canada Core Start-Up Program
Up to $75,000
This program pairs startup financing with mentorship for young Canadian entrepreneurs.
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Futurpreneur Canada Newcomer Program
Up to $25,000
This program helps newcomers start a business in Canada. It pairs up to $25,000 in loan financing with dedicated mentorship, and it is designed for…
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Futurpreneur Canada Black Entrepreneur Startup Program
Up to $75,000
This program pairs flexible loan financing with hands-on mentorship for young Black entrepreneurs across Canada.
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TACC New Relationship Trust (NRT) Community Equity Match Grant
Up to $25,000
This initiative helps BC First Nation businesses grow by matching your investment with a grant of up to $25,000.
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Decision guide
Which program should you start with?
- You want money you don't repay →
- This page lists 15 grants and rebates. 11 are open to any business owner and 4 are only for specific owner groups (listed in their own section). The table above shows the largest caps first.
- You can repay and need bigger capital →
- 33 loans and financing programs serve British Columbia. 16 are open to any business owner and 17 are only for specific owner groups (listed in their own section). The largest open to any business owner is up to $1,150,000 . Every card says whether it is a grant or a loan.
- Your business has a street address in a program city →
- City programs in Vancouver, Prince George, Nanaimo and 4 other places only cover certain streets or districts, so check your city's program first.
- Not sure where to start →
- The free 2-minute fit check matches your business, city and project to this list and shows what may fit.
Deadlines
The application calendar
Verified intake deadlines, grouped by quarter. Deadlines move. Each program shows the date we last checked it.
Q4 2026
- Mission Downtown Facade Improvement Grant: closes December 31, 2026
28 open programs have no fixed deadline. Some grant intakes can still close early when their budget runs out.
Frequently asked questions
How many funding programs are open to British Columbia small businesses right now?
50 verified programs are open as of our latest checks: 17 Canada-wide, 5 British Columbia-wide, 7 city and municipal programs and 21 open only to specific owner groups. Programs open and close through the year, so every program shows the date we last checked it.
Are these grants or loans?
Both, clearly labelled. Of the 50 open programs, 15 are grants or rebates you don't repay and 33 are loans or financing you do repay. The remaining 2 are tax credits. Every card says whether it is a grant or a loan.
Do city programs apply to every business in the city?
Usually not. Most municipal programs are address-specific: designated main streets, downtown districts or community-improvement areas decide who qualifies, and many require approval before you spend. Each record lists the rules we found and links the official source to confirm your address.
Who decides whether my business gets approved?
Each program's administrator decides who gets approved, never us. BBN Labs is an independent Canadian company, not a government agency. We verify and explain the programs, and applying through the official program site is always free.
Closed right now · re-checked weekly
Programs close and reopen on their own cycles. These British Columbia programs are closed at our last weekly check. Each page shows what the program offered, what may replace it, and a reopen alert you can join.
Buy BC Partnership Program: Producers, Processors and Cooperatives · Downtown Courtenay Facade Improvement Program · Downtown Vancouver Business Beautification Fund · Downtown Vancouver Storefront Security Grant · Downtown Victoria Business Facade Improvement Grant · Get Fresh Program (Facade Enhancement, Awning & Exterior Painting Subsidies)
Sources
Every record on this page links its official source. The programs above are verified with:
- 1. bdc.ca · 12 programs
- 2. futurpreneur.ca · 6 programs
- 3. tacc.ca · 5 programs
- 4. fcc-fac.ca · 3 programs
- 5. www2.gov.bc.ca · 3 programs
- 6. we-bc.ca · 3 programs
- 7. canada.ca · 2 programs
- 8. northerndevelopment.bc.ca · 2 programs
Guides
Read before you apply
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