What grants and funding can a small business in Quebec get?
Updated October 2026 · 58 programs verified
58 verified funding programs are open to Quebec small businesses right now: 17 grants and rebates, 39 loans and financing programs, and 2 other supports. They range from Canada-wide federal programs to Quebec-specific ones, including grants from individual cities. Every program shows what it's worth, who qualifies, the official source, and the date we last checked it. Verified as recently as .
- 58
- open right now
- 17
- Canada-wide
- 17
- Quebec-wide
- 5
- city & municipal
- 19
- for specific owner groups
At a glance
The biggest verified caps in Quebec
The largest verified caps first. Every figure comes from the program's official page; the program page has the full rules and the official source.
| Program | Up to | Type | Where | Deadline |
|---|---|---|---|---|
| Canada Small Business Financing Program | $1,150,000 | Loan | Canada-wide | No fixed date |
| Roulez Vert: Rebate for charging station at work | $500,000 | Grant | Province-wide | No fixed date |
| ÉcoPerformance: Recommissioning of building mechanical systems (RCx) | $100,000 | Grant | Province-wide | No fixed date |
| PME MTL: Funds for Retail businesses | $25,000 | Grant | Province-wide | No fixed date |
"No fixed date" means the record shows no stated intake deadline. Programs can still pause when budgets run out, so the verified date on each record matters.
How the math works
Take ÉcoPerformance: Recommissioning of building mechanical systems (RCx): it covers 75% of eligible costs up to $100,000. On a $160,000 project, 75% would be $120,000, but the cap kicks in, so the most you could get back is $100,000. Many grants on this page work this way: a percentage, a cap, and rules on what counts. Loans are different: you borrow the money and pay it back. Approval always rests with the program.
Quebec-wide
Quebec-wide and regional programs
Some serve one region or sector; each card says who it's for.
CED Business Scale-up and Productivity (REGI for SMEs)
Up to 50% of costs
Interest-free repayable funding for Quebec SMEs with productivity and innovation projects. It covers up to half of your authorized costs to buy new…
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Réseau des SADC et CAE: Loans
Up to $300,000
Local SADC and CAE offices across Quebec offer loans and practical business help to small businesses, youth entrepreneurs, and community projects.
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MicroEntreprendre
$2,000–$20,000
Access up to $20,000 in microcredit and hands-on support through a network of 20 Quebec organizations designed for entrepreneurs who cannot access…
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Fonds locaux d'investissement (FLI)
Up to $150,000
Your local MRC (regional county municipality) offers government-backed loans or loan guarantees for startup, expansion, transformation, or succession…
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Efficient Solutions Program
Up to $60,000
Hydro-Québec gives financial support to commercial, institutional and industrial organizations that improve HVAC, lighting and other systems to save…
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Evol: Conventional loan
$20,000–$450,000
Evol offers conventional loans for expansion, acquisition or succession projects to businesses with social or environmental goals.
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Evol: Conventional start-up loan
$20,000–$100,000
Evol lends to green and social-impact start-ups. This loan supports early-stage businesses aligned with UN Sustainable Development Goals and can pay…
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ÉcoPerformance: Simplified Implementation
This Quebec government program provides financial aid for energy efficiency, conversion, and greenhouse gas reduction projects.
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Roulez Vert: Rebate for charging station at work
This Quebec government subsidy helps businesses pay for buying and installing electric vehicle charging stations at the workplace.
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PME MTL Investment Funds
Up to $300,000
PME MTL funds offer loans to start or expand a private business, social enterprise, or cooperative in Montreal.
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PME MTL: Funds for Retail businesses
Up to $25,000
This fund supports retail businesses on Montreal commercial streets with non-repayable grants for new launches, model adaptations, or resilience…
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CED: Targeted Support for Quebec's Economically Vulnerable RCMs (REGI)
Up to 75% of costs
This CED program under REGI helps SMEs in eight specific Quebec RCMs grow their businesses.
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Revenu Québec: Tax Credit for an On-the-Job Training Period
From $2,500
A refundable Quebec tax credit for businesses that host a full-time student trainee or an apprentice in the Workplace Apprenticeship Program.
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Project Financing
Investissement Québec offers loans, investments, and government programs to help Quebec businesses at any growth stage carry out their projects.
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Transportez vert: Direct current fast charging station
Up to $50,000
Quebec's Ecorecharge program pays back 50% of eligible costs when your business installs DC fast chargers.
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ÉcoPerformance: Recommissioning of building mechanical systems (RCx)
Up to $100,000
Quebec's ÉcoPerformance RCx grant helps you tune the HVAC and lighting systems in an existing commercial or industrial building so it uses less…
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Écoperformance: Biénergie commerciale et institutionnelle
This Quebec government grant helps businesses, institutions, and municipalities reduce greenhouse gas emissions through energy efficiency and…
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Canada-wide
Federal programs Quebec businesses can use
Student Work Placement Program
Up to $5,000
A federal wage subsidy for employers who hire post-secondary students through the Student Work Placement Program (SWPP).
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BDC: Business Purchase or Transfer Loan
A BDC loan to help you buy an existing Canadian business. It can fund buying a competitor or supplier, a management or employee buyout, taking over a…
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Apprenticeship Job Creation Tax Credit
Up to $2,000
A federal non-refundable tax credit for employers who hire apprentices in Red Seal trades. It is worth 10% of eligible apprentice wages, up to $2,000…
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Community Futures Network of Canada
Community Futures has 267 non-profit offices across Canada. They provide small business loans, training and local support to entrepreneurs in rural…
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BDC: Purchase Order Financing
Up to 90% of costs
A short-term BDC loan that helps Canadian businesses pay suppliers and production costs so they can fill a confirmed customer order when cash flow is…
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BDC Financing: Certified Green Building Loan
Up to 100% of costs
A BDC loan to buy, build or renovate a business property that you plan to get green certified, for example LEED or Zero Carbon.
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Canada Small Business Financing Program
Up to $1,150,000
This program makes it easier to get a business loan by having the government share the lending risk with your bank or credit union.
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BDC Financing: Small Business Loan
Up to $350,000
An online loan of up to $350,000 from BDC, Canada's federal Crown corporation bank. Use it for inventory, hiring and training, marketing, product…
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BDC Financing: Commercial Real Estate Loan
This BDC commercial real estate loan helps established Canadian businesses acquire, expand, or renovate their premises.
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BDC Financing: Start-up
Up to $150,000
A BDC loan of up to $150,000 for businesses that have operated at least 12 months. Use it to buy assets, pay start-up fees, buy a franchise, or pay…
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BDC Financing: Working Capital Term Loan
A BDC term loan for inventory, supplier payments, hiring and other working capital needs. You can pay interest only for up to 24 months at the start.
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BDC Financing: Equipment Purchase Loan
Up to 125% of costs
A BDC loan to buy new or used machinery, vehicles or technology for your business. BDC offers flexible loan terms, including interest-only periods…
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Technology Equipment Loan (BDC)
A BDC loan for IT equipment, software, cybersecurity and digital infrastructure. You pay interest only for the first 24 months and can take up to 8…
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Rise: Small Business Lending
$500–$10,000
Rise offers flexible micro-loans to help you build your business when traditional financing is out of reach.
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Food and Beverage Industry Financing (FCC)
Farm Credit Canada offers loans to food and beverage businesses anywhere in Canada to build, expand, or equip their operations.
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Northern Isolated Community Initiatives Fund
This funding stream under the Northern Isolated Community Initiatives Fund helps Northern agriculture and food businesses build a strong territorial…
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Futurpreneur Canada Side Hustle
Up to $25,000
Launch or scale your side business while keeping your day job. You get access to capital, expert mentoring, and planning tools to build your venture…
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City & municipal
City programs in Quebec
Address-specific: designated areas and local rules decide, and many require approval before you spend.
Québec City Commercial-Artery Facade Renovation Grant
Up to $50,000
Quebec City helps businesses on commercial arteries renovate their building exteriors. The city covers 50% of eligible costs, with extra funds…
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Sherbrooke Commercial Premises & Facade Renovation Grant
Up to $50,000
Sherbrooke helps pay for facade and interior work on commercial spaces. The city reimburses one-third of eligible costs, up to $50,000 for exterior…
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Soutien à la rénovation de facades commerciales dans les quartiers historiques (Support for commercial facade renovation in historic neighbourhoods)
The City of Lévis offers an interest-free loan to help you renovate the exterior of commercial or mixed-use buildings in historic neighbourhoods.
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Premiers Quartiers Facade Renovation Grant
A City of Trois-Rivières grant for renovating your commercial facade or signage in the designated first neighbourhoods.
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Programme d'aide à la rénovation pour bâtiments commerciaux ou mixtes (Renovation assistance program for commercial or mixed-use buildings)
Up to $50,000
The City of Drummondville helps owners and tenants in downtown and Saint-Joseph renovate their building exteriors.
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Specific owner groups
Programs for women, Indigenous, young and newcomer founders
These 19 programs are open only to specific owner groups, like women, Indigenous, young or newcomer founders. Worth a look if that's you.
Aboriginal Entrepreneurship Program: Access to Capital
Up to $99,999
Non-repayable equity funding to start, expand, or buy a business. This federal program supports Indigenous entrepreneurs through local partners who…
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BDC Financing: Newcomer Entrepreneur Loan
Up to $50,000
Designed for new immigrants, this BDC loan helps you build your business and establish credit in Canada, even if you lack a strong local credit…
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BDC Financing: Inclusive Entrepreneurship Loan
Up to $350,000
A BDC loan for businesses owned and led by women, Indigenous or Black entrepreneurs. Use it for equipment, technology or growth projects, at…
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BDC Financing: Indigenous Entrepreneur Loan
Up to $350,000
A loan from BDC, Canada's federal Crown corporation bank, for Indigenous entrepreneurs who want to grow or modernize their business.
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Youth Strategy
Up to $25,000
This loan program helps young Quebec entrepreneurs start or acquire a business with flexible repayment terms, including an interest holiday and a…
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Afro-Entrepreneurs Fund
$50,000–$500,000
A loan program for Black entrepreneurs in Quebec who want to grow a manufacturing, retail, or service business.
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Aboriginal Business Financing Program - Private Project
Up to $99,999
Non-repayable funding to start, buy, or expand an Indigenous-owned business in Quebec. This program helps pay for costs like preliminary studies,…
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Black Entrepreneurship Program – Black Entrepreneurship Loan Fund
$25,000–$250,000
A federal loan program for Black business owners across Canada. Loans range from $25,000 to $250,000 for business development and growth.
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Aboriginal Business Financing Program: Community project
Up to $99,999
Non-repayable funding to start, buy, or grow a business in Quebec. This grant helps pay for preliminary studies, fixed assets, marketing, and…
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Futurpreneur Canada Indigenous Startup Program (IESP)
Up to $75,000
This program provides up to $75,000 in loan financing and up to two years of dedicated mentorship for young Indigenous founders.
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SOCCA: Term loan for Indigenous businesses
Up to 70% of costs
SOCCA offers term loans at competitive rates for buildings, land, equipment and inventory. The loans are for eligible Indigenous entrepreneurs in…
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Young Entrepreneur Loan (Farm Credit Canada)
Up to $2,000,000
A Farm Credit Canada loan for young entrepreneurs who want to start or grow an agricultural or food-related business.
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Women Entrepreneur Program (Farm Credit Canada)
Farm Credit Canada's Women Entrepreneur Program is for women in agriculture, agribusiness and food.
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FIJE Fund
Up to $50,000
The FIJE Fund offers loans of up to $50,000 to women, immigrants, and young entrepreneurs in the Haute-Yamaska region who want to build and expand…
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PME MTL – Young Business
Up to $25,000
The PME MTL Young Business fund gives early-stage entrepreneurs on the Island of Montreal a non-repayable grant for startup costs.
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Futurpreneur Canada Core Entrepreneur Startup Program for Students
Up to $75,000
Futurpreneur Canada offers young entrepreneurs aged 18 to 39 flexible financing and dedicated mentorship.
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Futurpreneur Canada Core Start-Up Program
Up to $75,000
This program pairs startup financing with mentorship for young Canadian entrepreneurs.
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Futurpreneur Canada Newcomer Program
Up to $25,000
This program helps newcomers start a business in Canada. It pairs up to $25,000 in loan financing with dedicated mentorship, and it is designed for…
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Futurpreneur Canada Black Entrepreneur Startup Program
Up to $75,000
This program pairs flexible loan financing with hands-on mentorship for young Black entrepreneurs across Canada.
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Decision guide
Which program should you start with?
- You want money you don't repay →
- This page lists 17 grants and rebates. 13 are open to any business owner and 4 are only for specific owner groups (listed in their own section). The table above shows the largest caps first.
- You can repay and need bigger capital →
- 39 loans and financing programs serve Quebec. 24 are open to any business owner and 15 are only for specific owner groups (listed in their own section). The largest open to any business owner is up to $1,150,000 . Every card says whether it is a grant or a loan.
- Your business has a street address in a program city →
- City programs in Quebec City, Sherbrooke, Lévis and 2 other places only cover certain streets or districts, so check your city's program first.
- Not sure where to start →
- The free 2-minute fit check matches your business, city and project to this list and shows what may fit.
Deadlines
The application calendar
Verified intake deadlines, grouped by quarter. Deadlines move. Each program shows the date we last checked it.
Q1 2027
38 open programs have no fixed deadline. Some grant intakes can still close early when their budget runs out.
Frequently asked questions
How many funding programs are open to Quebec small businesses right now?
58 verified programs are open as of our latest checks: 17 Canada-wide, 17 Quebec-wide, 5 city and municipal programs and 19 open only to specific owner groups. Programs open and close through the year, so every program shows the date we last checked it.
Are these grants or loans?
Both, clearly labelled. Of the 58 open programs, 17 are grants or rebates you don't repay and 39 are loans or financing you do repay. The remaining 2 are tax credits. Every card says whether it is a grant or a loan.
Do city programs apply to every business in the city?
Usually not. Most municipal programs are address-specific: designated main streets, downtown districts or community-improvement areas decide who qualifies, and many require approval before you spend. Each record lists the rules we found and links the official source to confirm your address.
Who decides whether my business gets approved?
Each program's administrator decides who gets approved, never us. BBN Labs is an independent Canadian company, not a government agency. We verify and explain the programs, and applying through the official program site is always free.
Closed right now · re-checked weekly
Programs close and reopen on their own cycles. These Quebec programs are closed at our last weekly check. Each page shows what the program offered, what may replace it, and a reopen alert you can join.
CED: Tourism Growth Program in Quebec (QEDP) · Commerce-Montréal: Commercial Building & Storefront Renovation Grant · Fonds Écoleader · Gatineau Downtown-Core Revitalization Grant
Sources
Every record on this page links its official source. The programs above are verified with:
- 1. bdc.ca · 12 programs
- 2. futurpreneur.ca · 6 programs
- 3. quebec.ca · 6 programs
- 4. canada.ca · 4 programs
- 5. fcc-fac.ca · 3 programs
- 6. pmemtl.com · 3 programs
- 7. socca.qc.ca · 3 programs
- 8. sadc-cae.ca · 2 programs
Guides
Read before you apply
Guides for the programs on this page: what they pay for, what is not covered, and how to apply.
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E-commerce Grants in Canada (2026): Up to $50,000
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